ING Direct Bank Signup Bonus

The ING Direct Bank Signup Bonus is now being offered for those of you that wish to purchase stocks. Right now there is a $50 account bonus for those of you that sign up with a sharebuilder account. The cost pre stock purchase is only $4.

They take a long-term approach and help investors build wealth with three solid concepts:

Discipline

Start good investing habits using an Automatic Investment Plan—allowing you to invest in regular intervals.

Dollar-cost Averaging

Consistently build a portfolio over time—you can choose any amount.

Diversification

Reduce your risk over time—use the free PortfolioBuilder tool to receive a suggested ETF portfolio that is customized for you.

Using these three simple concepts as guiding principles, ShareBuilder works towards helping you make smart investing decisions.

You will have a choice of over 7000 stocks, mutual funds and ETF in which to invest your money. The $50 bonus will be credited to your account 7 days after your first purchase on an investment. With such a wide array of choices no doubt this tends to be the most sought after investment as of today.

For a more conservative investment, ING is offering their CD Rates. The 6, 9 12 and 18 month CDs are earning an APY of 0.75%. The 2 year CD is earning an APY of 1.00%. The 30, 36, 48 and 60 month CDs are earning an APY of 1.25%.

These are fixed rate CDs that has an upper limit on deposits of $250,000 that is FDIC insured. The interest can be paid monthly, annually or at the maturity time. To attain the stated APY, the principal and the interest must remain in the CD for the life of the term.

To open an account you can visit a branch office or just visit their website online. Everything you need to do can be done electronically. The time require to open an account online is averaging less than 5 minutes.

There are no fee associated with a CD account except when an early withdraw is performed. Then a large portion of the interest earned will be lost along with a fee.

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