M&T Bank CD Rates

With more than 750 branches, free account access at more than 1,800 M&T Bank ATMs and nearly 14,000 employees located in New York, Pennsylvania, Maryland, New Jersey, Washington D.C., Virginia, West Virginia and Delaware, this bank has been going strong over the years and has earned the trust and respect of the community.

This is an update for the latest M&T Bank CD rates being provided by Highest CD Rates in an effort to give you the latest information on this subject. The M&T Bank has been serving their customers since 1856.

The M&T Bank certificate of deposit rates are in both the promotional and select categories.

The current CD rates for the promotional 6 month CD is earning an APY of 0.35%. The 1 year CD is earning an APY of 0.65%. The 18 month CD is earning an APY of 0.75%. The 21 year CD is earning an APY of 0.85%. The 3 year CD is earning an APY of 1.10%. The best CD rates are from the 5 year CD which is earning an APY of 2.00%.

The current CD rates for the Select CDs include the 6 month CD that is earning an APY of 0.25%. The 1-2 year and the 18 month CDs are earning an APY of 0.50%. The 3 year CD is earning an APY of 0.60%.

To obtain any of these M&T CD rates a minimum deposit of $1,000 is required. All of these CD rates were posted on October 6, 2010 and are still current as of December 15, 2010 but are subject to change without notice.

With more than 750 convenient branches located throughout New York, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Delaware—plus free account access at over 1,800 M&T Bank ATMs— M&T Bank is never far from where you live, work, shop and play. M&T is always adding new branches and expanding their ATM network. In fact, they have added more than 400 new ATM locations in just the past two years.

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M&T Bank CD Rates

With more than 750 branches, free account access at more than 1,800 M&T Bank ATMs and nearly 14,000 employees located in New York, Pennsylvania, Maryland, New Jersey, Washington D.C., Virginia, West Virginia and Delaware, this bank has been going strong over the years and has earned the trust and respect of the community.

This is an update for the latest M&T Bank CD rates being provided by Highest CD Rates in an effort to give you the latest information on this subject. The M&T Bank has been serving their customers since 1856.

The M&T Bank certificate of deposit rates are in both the promotional and select categories.

The current CD rates for the promotional 6 month CD is earning an APY of 0.35%. The 1 year CD is earning an APY of 0.65%. The 18 month CD is earning an APY of 0.75%. The 21 year CD is earning an APY of 0.85%. The 3 year CD is earning an APY of 1.10%. The best CD rates are from the 5 year CD which is earning an APY of 2.00%.

The current CD rates for the Select CDs include the 6 month CD that is earning an APY of 0.25%. The 1-2 year and the 18 month CDs are earning an APY of 0.50%. The 3 year CD is earning an APY of 0.60%.

To obtain any of these M&T CD rates a minimum deposit of $1,000 is required. All of these CD rates were posted on October 6, 2010 and are still current as of December 15, 2010 but are subject to change without notice.

With more than 750 convenient branches located throughout New York, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Delaware—plus free account access at over 1,800 M&T Bank ATMs— M&T Bank is never far from where you live, work, shop and play. M&T is always adding new branches and expanding their ATM network. In fact, they have added more than 400 new ATM locations in just the past two years.

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CD Rates Georgia

These CD Rates Georgia has to offer are from this state’s banking sector that has their headquarters in the peach state.

At Cherokee Bank, the interest on their CD Rates is compounded daily for the maximum amount they can earn. Their 3 month CD is earning an APY of 0.87%. The 6 month CD is earning an APY of 1.01%. The 1 year CD is earning an APY of 1.19%. The 15 month CD is earning an APY of 1.025%. The 18 month CD is earning an APY of 1.31%. The 2 year CD is earning an APY of 1.47%. The 3 year CD is earning an APY of 1.76%. The 4 year CD is earning an APY of 1.98% and the 5 year CD is earning an APY of 2.23%. Each of these CD’s requires a minimum deposit of $1,000 and was posted on December 13, 2010.

As typical with this type of investment the credit unions have the better rates. The Georgia financial institutions are no different. The Albany Federal Employees Credit Union follows this trend. The 6 month CD is earning an APY of 1.25%. The 1 year CD is earning an APY of 1.65%. The 15 month CD is earning an APY of 1.75%. The 18 month CD is earning an APY of 1.80% and the 2 year CD is earning an APY of 2.05%. These rates were posted on December 1 and were still current as of December 19, 2010. There is not a minimum amount advertised on their website.

The Nashville Credit Union also has good rates. Their 8 month CD is earning an APY of 1.41%. The 1 year CD is earning an APY of 1.66%. The 15 month CD is earning an APY of 1.66%. The 2 year CD is earning an APY of 2.12% and the 3 year CD is earning an APY of 2.17%. These rates require a minimum deposit of $1,000 and were posted on December 1 and were still current as of December 19, 2010.

These are the best CD rates Georgia has to offer at this time.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

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CD Rates Delaware

The current best CD Rates Delaware has to offer are surprisingly better from most other banks from across the nation.

The Community Bank Delaware is leading the way with better than average CD rates for their customers. Their 90 day CD is earning an APY of 0.50%. The 6 month CD is earning an APY of 0.75%. The 9 month CD is earning an APY of 0.80%. The 1 year CD is earning an APY of 1.01%. The 15 month CD is earning an APY of 1.11%. The 18 month CD is earning an APY of 1.26%.

The 2 year CD is earning an APY of 1.51%. The 30 month CD is earning an APY of 1.61%. The 3 year CD is earning an APY of 2.02%. The 4 year CD is earning an APY of 2.28% and the 5 year CD is earning an APY of 2.53%. Each of these CDs requires a minimum deposit of $500. These rates were posted on December 1, 2010 and were still current as of December 17, 2010.

Another bank from Delaware with above average CD Rates is the AIG Federal Savings Bank. They have a 6 month CD that is earning an APY of 0.80%. The 1 year CD is earning an APY of 1.15%. The 18 month CD is earning an APY of 1.15%. The 2 year CD is earning an APY of 1.35%. The 3 year CD is earning an APY of 1.70% and the 5 year CD is earning an APY of 2.20%. These CDs require a minimum deposit of $2,500 and the rates were posted on December 15, 2010.

These two are the best CD Rates Delaware has to offer for the middle of December 2010.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

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CD Rates from Frost Bank

From Highest CD Rates we are providing today an update on the Frost Bank CD rates. This is the largest Texas owned and operated bank in the state. Their commitment to Texas and its people have not wavered since it first opened its doors in 1868. Frost Bank has more than 100 financial centers in the Austin, Corpus Christi, Dallas, Fort Worth, Houston, Rio Grande Valley and San Antonio regions. Frost provides a full range of commercial and consumer banking products, investment and brokerage services, insurance products and investment banking services.

The Frost Bank certificate of deposit rates are in a tiered format so the more you invest, the greater your return will be. These CD’s can be purchased online, over the phone or at one of the Frost Bank branch office. Whichever is more convenient for you. The tiered sections from Frost are for deposits from $1,000 to $99,999.99 for the first tier and the second is for deposit greater than $100,000.

The current CD rates available online are for the 180 day CD is an APY of 0.20% and 0.25% respectively. The 1 year CD is earning an APY of 0.30% and 0.35%. The 2 year CD is earning an APY of 0.55% and 0.60%.

The current CD rates available at one of the branch offices or over the phone include the 90 day CD that is earning an APY of 0.15% and 0.20% respectively. The 180 day CD is earning an APY of 0.20% and 0.25%. The one year CD is earning an APY of 0.30% and 0.35%. The 18 month CD is earning an APY of 0.50% and 0.55%. The best CD rates are from the 2 year CD that is earning an APY of 0.55% and 0.60% respectively.

Frost Bank elected not to apply for federal funding under the TARP in October 2008 as they are well capitalized and didn't want to dilute their shareholder value. They have sailed with ease during the economic meltdown.

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CD Rates California

The CD Rates California are some of the best advertised rates for the month of December 2010. While all CD Rates are subject to change without notice, each of these stated rates were current as of December 6, 2010.

One of the better rates overall is from the San Diego based financial institution called Bank of Internet USA. They have a 3 to 5 month CD that is earning an APY of 0.35%. The 6 to 11 month CD is earning an APY of 1.11%. The 1 year to 23 month CD is earning an APY of 1.41%. The 2 year to 35 month CD is earning an APY of 1.60%. The 3 year to 47 month CD is earning an APY of 2.00%. The 4 year to 59 month CD is earning an APY of 2.20% and the best CD rates are form the 5 year CD that is earning an APY of 2.54%. To open a CD account with this bank a deposit of $1,000 is required.

The California First National Bank from Irvine has very good rates. They require a minima deposit of $5,000. The 3 month CD is earning an APY of 0.80%. The 6 month CD is earning an APY of 1.00%. The 1 year CD is earning an APY of 1.06%. The 2 year CD is earning an APY of 1.40%. The 3 year CD is earning an APY of 1.80%.

The WestOne Bank out of Pasadena also has respectable rates that require a minimum deposit of $1,000. Their 3 month CD is earning an APY of 0.70%. The 6 month CD is earning an APY of 1.10%. The 9 month is earning an APY of 1.15%. The 1 year CD is earning an APY of 1.20%. The 18 month CD is earning an APY of 1.30%. The 2 year CD is earning an APY of 1.40%. The 3 year CD is earning a 1.50%. The 4 year CD is earning an APY of 1.80% and the 5 year CD is earning an APY of 2.25%.

These are the best CD Rates California at this time. Unfortunately there are no signs of the rates drastically improving in the near future.

For additional resources about CDs on this website, please view CD Rates Arizona.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

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Fulton Bank CD Rates December 2010 Update

The Fulton Bank CD rates is the feature financial institution today onHighest CD Rates. This bank has been in business since 1882 and now has 114 offices to serve their customers with.

Fulton Bank has been a vital part of the growth and development of south central Pennsylvania, providing strength and support to our community since 1882. As one of the leading financial institutions in the region, they provide consumer retail and business customers with the best in banking services and products, investment management and trust services.

The Fulton Bank certificate of deposit rates are in a tiered format. They offer both the standard CDs and a Relationship Banking CD rates.

The current CD rates for the 3 to 5 month CDs are an APY of 0.40% and 0.65% respectively. The 6 month CD is earning an APY of 0.50% and 0.75%. The 7 and 8 month CDs are earning an APY of 0.45% and 0.70%. The 9 to 11 month CDs are earning an APY of 0.55% and 0.80%. The 1 year, 18 to 22 month CDs are earning an APY of 0.75% and 1.00%.

The 13 to 15 month CDs are earning an APY of 0.65% and 0.90%. The 2 year CD is earning an APY of 0.80% and 1.05%. The 25 and 29 month CDs are earning an APY of 0.90% and 1.15%. The 30 and 35 month CDs are earning an APY of 1.00% and 1.25%.

The 36, 40 and 42 month CDs are earning an APY of 1.25% and 1.50%. The 4 to 12 year CDs are earning an APY of 1.50% and 1.75%. The best CD rates are on the 50 month CDs that are currently earning an APY of 2.00% and 2.25% respectively.

These Fulton CD rates require a minimum deposit of $500 and were posted on December 3, 2010.

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Arizona CD Rates form various Financial Institutions

The current best CD Rates Arizona is from banks and not the local credit unions. One of the better CD Rates is from the home town bank in Mesa Arizona called Gateway Bank.

Their current CD rates are for the 90 day CD that is earning an APY of 0.50%. The 6 month CD is earning an APY of 0.75%. The 1 year CD is earning an APY of 1.00%. The 2 year CD is earning an APY of 1.30% and the 3 year CD is earning an APY of 1.70%. The 1 to 3 year CDs are allowed a onetime rate increase during the term of the CD. Each CD requires a minimum deposit of $1,000. The CD rates were posted on November 29, 2010.

The Summit Bank of Prescott, Arizona is another local bank offering CDs. Their 3 month CD is earning an APY of 0.40%. The 6 and 9 month CD is earning an APY of 0.50%. The 1 year CD is earning an APY of 1.00%. The 18 month CD is earning an APY of 1.15%. The best CD rate is on the 2 year CD that is earning an APY of 1.50%. Each of these CDs requires a minimum deposit of $500 and was posted on November 1, 2010.

The Gold Canyon Bank is located in Gold Canyon, Arizona. They have a set of tiered CD rates for deposits from $500, $10,000, $50,000 and $100,000. The 1 year CD earns an APY of 0.50%, 0.85%, 0.90% and 0.95% respectively. The 18 month CD is earning an APY of 1.01%, 1.16%, 1.21% and 1.26%. The 2 year CD is earning an APY of 1.26%, 1.41%, 1.46% and 1.51%. The 3 year CD is earning an APY of 1.66%, 1.82%, 1.87% and 1.92%. These rates were posted on December 2, 2010.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution

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CD rates from First Choice Bank

Centuries old banks are working in the Country along with new banks and financial institutions. The sole motive of these banks and financial institutions is to serve the people with world class facilities and give them the services that are being provided by all major banks and financial institutions. Today Highest CD Rates presents the First Choice Bank CD rates from Lawrence New Jersey. This financial institution was founded in 2007 to service the needs of their community. To access the First Choice Bank certificate of deposit rates online you must be using a computer equipped with Internet Explorer 7.0 or higher. This is done to enhance the security features of your online transactions.

The current CD rates are for the CD that is less than 6 months is earning an APY of 0.75%. The 6 to 9 month CD is earning an APY of 1.00%. The 1 year CD is earning an APY of 1.35%. The 14 month CD is earning an APY of 1.35%. The 18 month CD is earning an APY of 1.50%.

The 24 month CD is earning an APY of 2.00%. The 3 year CD is earning an APY of 2.50%. The 4 year CD is earning an APY of 2.75%. The best CD rates are from the 5 year CD. The 5 year CD is earning an APY of 3.00%.

To obtain the stated APY you must first deposit a minimum of $1,000 into your new certificate of deposit account. All deposits are insured by the FDIC up to $250,000 at the current time. There is a penalty for any early withdraw before the CD reaches it maturity term. When using their online service, there is no personal information collected and none of what is obtained is shared with a third party vendor.

The First Choice CD rates were posted on November 24, 2010 but are subject to change without notice.

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CD Rates GA

This CD Rates GA is for the month of November 2010 is current. With a report from the November 2-3 meeting that made the FED officials pessimistic of the next year’s economic outlook for America the CD Rates will not be improving anytime soon.

As for banks in Georgia there is Cherokee Bank in Canton and Woodstock GA that was founded by local businessmen in 1999. Their 3 month CD is earning an APY of 0.88%. The 6 month CD is earning an APY of 1.02%. The 1 year CD is earning an APY of 1.21%. The 15 month CD is earning an APY of 1.27%. The 18 month CD is earning an APY of 1.33%. The 2 year CD is earning an APY of 1.49%. The 3 year CD is earning an APY of 1.79%. The 4 year CD is earning an APY of 2.00% and the 5 year CD is earning an APY of 2.25%. These rates were posted on November 16, 2010 and were still current as of November 24, 2010. The minimum deposit is $1,000.

The Community Capital Bank out of south Atlanta opened its doors in 2002 to meet the needs of their community. Their 3 month CD is earning an APY of 0.75%. The 1 year CD is earning an APY of 1.40%. The 18 month CD is earning an APY of 1.55%. The 2 year CD is earning an APY of 1.73%. The 30 month CD is earning an APY of 1.85%. The 3 year CD is earning an APY of 2.00%. The 4 year CD is earning an APY of 2.15% and the 5 year CD is earning an APY of 2.45%. The minimum deposit required is $500 and the rates were posted on November 23, 2010.

These are two of the better CD rates GA at this time.

For additional resources about CDs on this website, please view Norwest CD Rates.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

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Danversbank CD Rates November 2010 Update

Today Highest CD Rates presents the Danversbank CD rates to help with your research into this type of investment. This financial establishment was founded in 1850 and in 1991 became the very first mutual bank in America to be named a Preferred Lender by the United States Small Business Administration. This bank went public in 2008 and its shares can now be purchased and traded on the NASDAQ under the symbol DNBK.

The Danversbank certificate of deposit rates require a minimum of $500 to open and are available thru their branch office, online or via their mobile service.

The current CD rates for the 91 day CD is an APY of 0.25%. Both the 6 and 9 month CDs are earning an APY of 0.50%. The 9 month and 1 year online CDs are earning an APY 0.75%. The standard 1 year CD is earning an APY of 0.50%. The 18 month CD is earning an APY of 1.00%. Both the 30 month standard and online CDs are earning an APY of 1.50%. The 3 year CD is earning an APY of 2.00%. The best CD rates are from the 5 year CD that is presently earning an APY of 2.75%.

For a limited time the 9 month and 1 year CD specials are earning an APY of 0.75% and require a minimum balance of $500 to open but only $0.01 to obtain the stated APY.

The Danvers bank CD rates were posted on November 17, 2010 and are still current, but are subject to change without notice.

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Investing in First Chicago CD Rates

The First Chicago CD Rates are from a financial institution that first opened its doors in 1905 on Elston and Pulaski Avenues by a group of European immigrants. Its first name was Labe Bank which is a river in the Czech Republic translated in English to the Elbe River. Being one of the oldest bank it has earnerd great respect and trust of the people. With each day this bank is growing with a nice speed.

The current promotional CD Rates is for an online 13 month CD that is earning an APY of 0.80%. To open this account there must be a deposit of $1,000 made first.

The standard First Chicago CD rates begin with the 3 month CD that is earning an APY of 0.20%. The 6 month CD is earning an APY of 0.35%. The 9 month CD is earning an APY of 0.50%. The 1 year CD is earning an APY of 0.60%. The 18 month CD is earning an APY of 0.80%.

The 2 year CD is earning an APY of 1.26%. The 30 month CD is earning an APY of 1.00%. The 3 year CD is earning an APY of 1.46%. The 4 year CD is earning an APY of 1.66%. The highest CD rates are from the 5 year CD that is currently earning an APY of 2.12%.

Each of the Standard CD requires a minimum deposit of $1,000. This is the minimum criteria each investor has to fulfill.

To receive a monthly interest check associated with the CD on deposit there must be a balance of $10,000 or more in the account. The CD rates being offered by First Chicago Bank are quite competitive if compatred with the existing rates of other banks and financial institutuions.

These First Chicago CD rates were posted on November 2, 2010 and were still current but are subject to change without notice.

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Cathay Bank CD Rates Update

CD rates are insured by the FDIC just like your bank account. You have an option to stagger the maturity dates of your accounts and one has access to atleast a portion of the money invested. As an investor you can just stash all your savings in a planned way into these CD's adn then rest assured to have the best benefits out of them.

The Highest CD Rates presents an update on the November Cathay Bank CD rates . These rates are from a Chinese-American bank that was founded in 1962. Today, this financial institution has branch offices in California, Texas, Washington, Illinois, New Jersey, New York, Massachusetts, along with Shanghai, Taipei and Hong Kong.

The Cathay Bank certificate of deposit rates are set up in a tiered format. The first tier is for deposits from $2,500 to $49,999.99. The second tier is for deposits from $50,000 to $99,999.99. For rates on all deposits greater than $100,000 a Cathay branch office must be notified.

The current CD rates for the 7 to 31 days CD earns an APY of 0.10% and 0.15%, respectively. The 32 to 89 days CD earns an APY of 0.15% and 0.20%. The 90 to 179 day CD earns an APY of 0.30% and 0.40%. The 180 to 364 day CD is earning an APY of 0.70% and 0.70%.

The 1 year to 23 month CD is earning an APY of 0.90% and 0.90%, respectively. The 2 year to 35 month CD is earning an APY of 1.11% and 1.11%. The best CD rates are for the 3 to 5 year CDs. These CDs are currently earning an APY of 1.21% and 1.31%.

These Cathay CD rates were posted on November 10, 2010 but are subject to change without notice. These rates apply for accounts in Texas, California and Washington only. For other rates, please contact your local Cathay Bank branch office.

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Best Certificate of Deposit Rates 2011

Picking the best CDs 2011 in November of 2010 is slightly risky. The main problem is that most of the competition among the different financial institutions is for the worst rates not the best rates. With the FED buying back $600 million in bonds in a vain attempt to stimulate the economy, there is no sign of rates increasing in the foreseeable future.

Presently, President Obama is at the G20 meeting in Seoul, Korea. His pre-meeting speech is calling on all other world leaders to share the burden in helping the world’s economy recover.

Obama already proved he is a great salesman with the job he did to get elected. I just hope he can do it again because his policies that he has put in place in America are not working.

As long as inflation stays small, the best you can hope for with a CD is to maintain your investment. The interest rates are almost equal to inflation so your buying power will be the same as it was before the deposit, after your CD matures.

The best 1 year rate at the present time is 1.51% APY from Melrose Credit Union. You may not want to lock up your money for any longer because the rates could get better. Many economists are predicting that the PRIME rate will increase from less than 0.25% at the present time to 1.00%. Unfortunately, they have been saying this for some time. The main problem is it has not become a reality.

The CODI is a 12 month average of the national advertised 3 month CD rates. In October of 2010, it was 0.300%. This rate has been heading down since April 2008. The decline is expected to continue until it bottoms out at 0.06% in November of 2011. It is not expected to return to this level until June of 2011.

1.0% is not expected until September of 2013. Your best weapon against decreasing rates is information. Here at bestcdratestoday, we will search for the best CDs 2011 for you and make updated posting throughout the year to assist you with this investment decision.

For additional resources about CDs on this website, please view Best CD Rates New Orleans.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

If you want to go through the original resource of this article and to check out many informative articles about CDs, please view CD rates, Best Bank CD Rates and Best CD Rates at http://bestcdratesinusa.wordpress.com/

Best CD Rates from AM Trust Bank

Many banks are providing CD's at different rates. There has been a spurt in the buying of CD's among common people and almost

all banks and credit unions have their own CD's which are giving quite good returns.

From Highest CD Rates, we present the Am Trust Bank CD rates for November 2010. These rates are from a bank that is a

division of the New York Community Bank, which has 68 total branch offices. This financial institution has been serving their

community and their customers for over 150 years.

The Am Trust Bank certificate of deposit rates are of a fixed interest and fixed terms all of which are protected by the

FDIC. To earn the stated APY, the entire deposit and all of the accrued interest must stay on deposit until the CD matures.

An early withdraw of the principal will result in the assessing of an early withdraw penalty. The Withdraw penalty would not

be really beneficial for the person investing in CD's thus care should br taken to plan your finances accordingly. If you

foresee a requirement of finances in near future its better to make alternate arrangement for it rather than withdraw the

money invested in the CD.

The current CD rates include the 6 month CD which earns an APY of 0.50%. The 9 moth CD earns an APY of 0.60%. The 1 year CD

earns an APY of 0.85%. The 18 month CD earns an APY of 1.00%. The 2 year CD earns an APY of 1.50%.

The 30 month CD earns an APY of 1.00%. The 3 year CD earns an APY of 1.79% and the best CD rates are obtained when a 5 year

CD is invested in. This 5 year CD earns an APY of 2.25%.

All of these Am Trust CD rates were posted on November 5, 2010 but are subject to change without notice. The minimum deposit

required to obtain the stated Am Trust Bank CD rates is $1,000.

Before going in for a CD with AM Trust Bank just check if the features of the CD they are offering do match your

requirements and needs.

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Best CD Deals for your Kids

Simply because of the economic times we live in, getting CDs for young children may be just one of the finest means we can educate our kids regarding financial experience. Certificates of deposit are a good method for children to find out about financial savings along with investment because there is quite minimal risk attached. Right from the start, youngsters will understand exactly what these people have put in place, precisely what they will get back, as well as exactly how much time their money should continue to be in the financial institution.

Presently there is usually a bare minimum down payment whenever purchasing an investment CD. Depending on the financial company, the needed amount could be as high as $1000 or more. A few banking institutions may possibly deliver CDs with $0 to open up, but the CD account will certainly merely start earning the APY when you fund the accounts. Make clear the mechanics of interest rates and the annual percentage yield (APY) to clarify in advance which rate will be paid for. Your own child will require to comprehend the duration of time (term) which his funds can have to be in the CD.

Invest in the CD via a reliable origin. Investment Cds are sold through banks or credit unions (as Share Certificates), but find one with a good history. The CD or share certificate (SC) should be FDIC- or NCUA-insured for your kid’s protection. Look up some financial institutions that offer Starter CDs or SCs. Some good Starter CD rates can also be found with local banks in your area or credit unions.

A very fine illustration of this particular is the Navy Federal Credit Union’s Special EasyStart Certificate which has a 1 year term. It only requires a minimal deposit of $50 and you will need to add a minimum of $15 each month. Interest is compounded daily and awarded monthly. Its dividend rate is 2.86%, with an APY of 2.90%. This rate was posted November 2, 2010 but may change without notice.

At present, the CD rates you will be committing to for your kid may be infamously tiny. Your youngster may likely make a rate just over the actual rate of the cost of living so do not assume him to get wealthy with this investment. The objective at this particular stage while purchasing CDs for kids is to get him fired up about saving and investment.

For additional resources about CDs on this website, please view Best Banks in Florida for CD Rates and Online Bank CDs.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

If you want to go through the original resource of this article and to check out many informative

articles about CDs, please view highest cd rates in USA and best cd rates at http://bestcdratesinusa.wordpress.com/

Pennsylvania CD Rates Revisited

Big Financial Institutions are in fierce competition with the little local community banks and credit unions to attract the customers and have their patron ship for their financial institution. On one hand where big brands bank on their brand value, small financial institutions enjoy the goodwill and trust of the local community. Although CD rates have a very less difference yet a consumer should compare and weigh all options before investing in them.

Tioga Franklin Savings Bank leads the way with the best short term interest rate in PA. At this current time as of October 29, 2010, their 6 month CD earns an APY of 1.15%. Their 1 year CD earns an APY of 1.35%. The 2 year CD earns an APY of 1.60%. The 4 year CD earns an APY of 2.10% and their best CD rates are from the 5 year CD with an APY of 2.35%. The 6 month CD requires a minimum deposit of $1,000 while the rest is only $500.

Eagle National Bank also has a good 6 month CD. Their rate is the same as above by being 1.15% APY. The 3 month CD earns an APY of 1.05%. The 1 year CD earns an APY of 1.25%. The 18 month CD earns an APY of 1.35%. The 2 year CD earns an APY of 1.50%. The 3 and 5 year CD earns an APY of 1.75%. Each of these requires a minimum deposit of $1,000. The rates were posted on April 11, 2010 and are still current as of October 29, 2010.

Compare this numbers to the nationwide bank of Ally. Their current CD rates for a 3 month CD earns an APY of 0.69%. The 6 month CD earns an APY of 1.09%. The 1 year CD earns an APY of 1.34%. The 18 month CD earns an APY of 1.45%. The 3 year CD earns an APY of 1.90%. The 4 year CD earns an APY of 2.14% and the 5 year CD earns an APY of 2.49%. There is no minimum deposit and all of the rates were current on October 29, 2010.

This is the best Pennsylvania CD rate comparisons for this time at the end of October 2010.

For additional resources about CDs on this website, please view CD Rates in Naples Florida and CD Rates in Palm Springs California.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

If you want to go through the original resource of this article and to check out many informative articles about CDs, please view highest cd rates in USA and best cd rates at http://www.bestcdratestoday.com

America First Federal Credit Union : From The Golden Days

America First Federal Credit Union CD rates has quite a long and interesting history. Even today they retain the trust of the people as they used to when this CU came into existence.

For reasons of simplicity, the Highest CD Rates will refer to these share certificate rates as America First Federal Credit Union CD rates in this article. The America First Federal Credit Union is located in Riverdale, Utah today but back in 1939 it was first created as a cooperative at Fort Douglas. Their first vault for the storage of deposits was a Prince Albert Tobacco can.

America First Federal Credit Union certificate of deposit rates are available to anyone who lives in the state of Utah and becomes a member of this credit union. To become a member one just has to walk in one of the branches and follow some simple procedures. The current CD rates for the 3 to 5 month CD is 0.25 APY. The 6 to 11 month CD earns an APY of 0.40%. The 12 to 23 month CD earns an APY of 0.75%. The 24 to 29 month CD earns an APY of 0.85%.

The 30 to 35 month CD earns an APY of 0.90%. The 36 to 47 month CD earns an APY of 1.00%. The 48 to 59 month CD earns an APY of 1.25%. The best CD rates are obtained with the 60 month CDs. The 60 month CD earns an APY of 2.25%.

To earn the stated America First CD rates, the minimum deposit is $500. The terms and rates were posted on October 27, 2010 and were still current as of October 29, 2010. All rates and terms are subject to change without notice.

All of the terms and America First Federal Credit Union CD rates are available at all branch offices and can be applied for online.

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Information on Iberia Bank CD Rates

Today from Lafayette, Louisiana, the Highest CD Rates presents Iberia Bank CD rates.

About Iberia Bank:

This financial institution was first established in 1887 as the Iberia Building Association. In 1956, the name was changed to Iberia Savings and Loan, and then again in 1988 to only Iberia Savings Bank. In 1989, they started to acquire other financial institutions and had many name changes until in 1996, the name Iberia Bank took root and has remained until this date.

Today, the Iberia Bank certificate of deposit rates are backed by $10.4 billion in assets and have over 100 branch offices. The current CD rates for this type of investment with Iberia do require the customer to visit one of their branch offices and discuss it with a bank officer.

Features of various available CDs:

The standard CDs have several different terms that are available. They can be as short as 30 or 60 day CDs. If you wish to have a little longer term investment, there is one for every month of the year. This includes the 3 through 11 month CDs.

There are also several longer term CD available for the customer that wishes to look ahead into the future. These include all CDs with terms greater than 12 months.

The best CD rates can be acquired for the Special CDs at Iberia. These frequently change so please contact your local branch office for updates, if this is your preference.

To obtain the Iberia CD rates, there must be a minimum deposit of $1,000. No matter what CD you choose, they are all protected by the FDIC so your investment is safe.

Once you are a buyer do not let off your easy off the news related to your current bank interest rates simply because a well-timed decision in bad times could save you your hard earned money.

We strive to bring you the latest and most accurate data possible about the ongoing financial institution’s activities. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://www.highestcdratesinfo.com

Information on Kansas CD Rates

Many people in Kansas are looking for the best Kansas CD rates they can find to help them save more money in these current tough times. There are many local Kansas banks that can help your money grow with rates that are equal to, and in some cases better than, some of the biggest banks in and around the country.

Investment for 1Year – 2 Years:

The best 1 year CD and 2 year CD can be found with Farmers State Bank from Wathena, Kansas. Their CDs require $500 minimum deposit to earn APY. Their 12 Month CD has an APY of 1.86%. Their 24 Month CD has an APY 2.11%. These rates are posted August 4, 2010.

Interest Rate on Investment for 3 Years:

Quest Credit Union from Topeka, Kansas has the most competitive rate for the 3 year CD. Their CDs require $500 minimum deposit to obtain their APY. Their 36 Month CD has an APY of 2.35%. This rate was posted October 22, 2010. If you happen to have $50,000 that you will not be needing for 3 years, the Kansas Blue Cross-Blue Shield Credit Union’s 36 Month CD has an APY of 2.50%. This rate was posted July 23, 2010.

Interest Rate on Investment for 4 Years:

For the 4 year CD, Kansas Blue Cross-Blue Shield Credit Union has the best rates, which comes in two tiers. If your minimum deposit is $2500, their 48 Month CD has an APY of 2.65%. If your minimum deposit is $50,000, their 48 Month CD has an APY of 2.90%. These rates were posted July 23, 2010.

Interest Rate on Investment for 5 Years:

The most competitive rate for the 5 year CD can be found with Citizens Community Bank (formerly Citizens National Bank, from Kansas. Their CDs require $1000 minimum deposit to earn APY. Their 60 Month CD has an APY of 3.05%. This rate was posted October 6, 2010.

Interest Rate on Investment for More than 5 Years:

If you wish to earn a higher APY for a 5 year CD, Kansas Blue Cross-Blue Shield Credit Union’s 60 Month CD earns an APY of 3.15%, for a $50,000 minimum deposit.

The above CD rates are all still current and effective, but may change without notice. Presently, the Kansas CD rates seem to be more competitive than those of the national chains.

If you want to go through the original resource of this article and to check out many informative articles about CDs, please view highest cd rates in USA and best cd rates at http://www.bestcdratestoday.com

Capitol Bank CD Rates Update

The Capitol Bank CD rates from Lansing, Michigan are presented by the site Highest CD Rates. They represent a total of 28 different community banks in 14 states.

The list of banks that the Capitol Bank certificate of deposit rates cover in Arizona is:

1 Bank of Tucson

2 Central Arizona Bank,

3 Southern Arizona Community Bank

4 Sunrise Bank of Arizona

The list of banks that the Capitol Bank certificate of deposit rates cover in California is:

1 Bank of Feather River

2 Sunrise Bank

The list of banks that the Capitol Bank certificate of deposit rates cover in Colorado is:

1 Fort Collins Commerce Bank

2 Larimer Bank of Commerce

3 Loveland Bank of Commerce

4 Mountain View Bank of Commerce

The state of Georgia has the Sunrise Bank.

The list of banks that the Capitol Bank certificate of deposit rates cover in Indiana is:

1 Evansville Commerce Bank

2 Indiana Community Bank

The list of banks that the Capitol Bank certificate of deposit rates cover in Michigan is:

1 Bank of Michigan

2 Capital National Bank

3 Michigan Commerce Bank

Missouri has the Summit Bank of KC.

The list of banks that the Capitol Bank certificate of deposit rates cover in Nevada is:

1 Commerce Bank

2 Bank of Las Vegas

In New Mexico, there is the Sunrise Bank of Albuquerque.

Ohio has the Bank of Maumee and in Oregon there is the High Desert Bank.

Texas has two.

1 Bank of Fort Bend

2 Bank of Las Colinas

And Washington has the Bank of the Northwest.

The current CD rates from each of these affiliated banks cover the terms from 3 months to 60 months. The best CD rates are for the longer term CDs.

Each of the Capitol CD rates varies slightly to match the market where the bank is located. Checking with the financial establishment personally is advised for the latest CD rates.

In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, Capitol Bank CD Rates, Chase CD Rates Check Out http://www.highestcdratesinfo.com

Updates – Eastern Bank CD Rates

Highest CD rates is providing the latest Eastern Bank CD rates at customers service to help the American investor make the best possible informed decision on their investments as it pertains to CDs.

The source for these Eastern Bank certificate of deposit rates is the financial institution itself. This is a bank that has been serving the Boston, Massachusetts area since 1818.

The current CD rates are from two levels of accounts, the premier and the personal.

Rates of interest on CDs are as follows:

1. The 3 to 5 Month CD earns an APY of 0.40% and 0.30%, respectively.

2. The 6 to 11 Month CD earns 0.50% and 0.40% APY. Both of these selection terms of CDs earn simple interest and require a minimum deposit of $2,500.

3. The 12 to 23 Month CD earns an APY of 0.60% and 0.50%, respectively.

4. The 24 to 35 Month CD earns an APY of 0.75% and 0.60%.

5. The 36 to 47 Month CD earns an APY of 0.85% and 0.70%.

6. The 48 to 59 Month CD earns an APY of 1.00% and 0.80%.

The best CD rates from Eastern Bank are in the 60 plus Month CDs. These earn an APY of 1.40% and 1.00%, respectively. Each of the terms from 12 months to 60 plus have interest compounded monthly on the CDs. The minimum deposit for each of these CDs is $500.

These Eastern CD rates are subject to change without prior notice.

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Know More about Chase CD Rates

Inside checking the Chase.com online banking website, we have discovered many decent CD interest rates being provided at Chase Bank.

In searching for the best CD rates, the best Chase CD rates are its 36 month CD at 3.00%. However, 36 months is a pretty long term certificate of deposit. Additionally, if you have at least $10,000 to deposit, the Chase 84 month CD is paying 4.75% APY. This 4.75% CD rate is very good if you meet the minimum deposit amount and don’t mind tying up your savings for 84 months.

The Chase 84 month CD is a part of the Chase CD Special deals. The Chase 36 month CD is Chase’s standard certificate of deposit program. The standard Chase CD entails a minimum deposit of $1,000. The Chase CD Specials needs a lowest deposit of $10,000.

Chase Bank CDs come in a 6 month CD term, 12 month CD term, 18 month CD term and 36 month CD term. There is a CD term that can fit the needs of any investor. Again, the best Chase CD rates can be obtained by buying the higher term CDs.

Chase Sapphire Card

In case you are considering regarding doing business with Chase, check out the Chase Sapphire Card. Here you will get to learn more regarding the Chase Sapphire Card and additionally you can easily submit an application direct with Chase Bank online.

Here are some of the benefits of the Chase Sapphire Card:

- 10,000 Bonus Points soon after first purchase

- 2X on all airfare booked through Ultimate Rewards

- No earning caps, point expiration, or blackout dates

- Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall

-point for every dollar on all other purchases

- Dedicated service advisor (No voice recording)

- Premier travel protection benefits

- No Annual Fee

The Chase CD Specials currently have very much higher CD rates when compared to the standard Chase CDs. Several of the beneficial results of Chase CD Specials are:

1 If you have at least $10,000 to deposit you can get these higher CD interest rates: Chase Special 7 month CD – 3.00% APY;

2 Chase 12 month CD – 3.00% APY;

3 Chase Special 30 month CD – 3.50% APY;

4 Chase 48 month CD – 4.00% APY;

5 Chase Special 84 month CD – 4.75% APY

They are very good CD rates.

While the standard Chase CD rates are not out of this world, the Chase CD specials are some of the best CD rates. If you are seeking at making an investment in certificates of deposits at Chase Bank, check out the Special Chase CD rates.

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CD Rates - Police and Fire Federal Credit Union CD Rates

Police and Fire Federal Credit Union rates of CD are from a financial institution that focuses primarily on loans and deposits. They are dedicated to providing members with a service, value and convenience.

The rate following CDs were sent July 8, 2010 and is still valid as of July 15, 2010. The CD with this financial institution is called a shared certificate (STC), because it is a credit union. The five years STC has a yield of 3.93% and 4.00% Apy. The four years SC has a yield of 3.45% and 3.50% Apy. The SC has a three-year return of 2.96% and 3.00% Apy. The SC has 30 months yield of 2.48% and 2.50% Apy. The two years SC has a yield of 1.99% and 2.00% Apy. The SC has 18 months yield of 1.49% and 1.50% Apy.

SC 15 months is the amount of dividends and APY is 1.45%. 1 year SC is the amount of dividends and APY is 1.40%. SC 9 months is the amount of dividends and APY is 1.35%. SC 6 months is the amount of dividends and APY is 1.25%. SC 3 months is the amount of dividends and APY is 1.20%.

There is a penalty for early withdraw. For more information on this subject, please check out PFFCU’s “Truth in Savings Brochure”. To receive the stated APY rates, the dividends must remain in the account for the term of the certificate.

This is the current police and fire rate CD Federal Credit Union available to members at this time.

We strive to bring you the latest information and accurate as possible host sites of financial institutions that name. Always remember - the higher the risk, the greater the reward or loss. Invest with caution.

Additional resources for the CD, PNC CD refresh rate in July, Visit - Chase CD Rates

Highest Interest on CD Rate

Today Best days to the CD, we thought a comprehensive look at the best certificates of deposit offers nationally would be worth it. Find CD interest rates; you often have to watch the national competition authorities rather than local.

So let us begin our search for the highest CD interest in looking at one, a period of three years and five years and announces annual percentage yield (APY) and provide any other information, such as minimum reporting requirements for the best prices on CD.

During a period of one year, the best rates are 1.55% TRA Sallie Mae and Harris, both compounds daily. Sallie Mae has no minimum deposit to open and maintain, while Harris has a minimum of $ 1,000. The next new domain LIVE with a TRA and a requirement of 1.51% minimum deposit of $ 3,000 followed closely by Ascensia (GDP World Bank) to the TRA 1.50% with a minimum of $ 500. Discover also has a 1.50% TRA and a minimum of $ 2,500.

For the period of three years are the best CD interest rates in the New Dominion Direct 2.50% Apy with requirements of $ 3,000 minimum deposit. Next Sallie Mae is an Apy 2.40%, and no minimum deposit. Finally, we live with a tristate Capital Apy 2.35% and a minimum deposit of $ 100,000 on this CD jumbo interest.

In those in non-jumbo, Colorado Federal Savings TRA to 2.30% with a minimum deposit of $ 5,000.

In five years, we see the highest CD interest is in the Astoria Federal Savings, with a minimum deposit of $ 500. Several banks have better rates of more than 3.00% CD TRA, including Sallie Mae, Stone bridge, USA, and discover the Bank. Minimum deposits vary between $ 0 and $ 2,500. Finally, the first Internet Bank of Indiana has a TRA 2.95% with a minimum deposit of $ 1,000.

All banks are FDIC insured listed.

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July Update of Best PNC CD Rates

This is an update CD PNC rates in July to promote their certificates of deposit. These rates are correct at CD July 14, 2010 for the Philadelphia area.

36 months callable CD rate is 1.74% and 1.75% APY. This CD requires a minimum deposit of $ 10,000.

The CD has 60 months repurchased an interest rate of 2.47% and 2.50% TRA. This CD also requires a minimum deposit of $ 10,000.

9 months fixed term CD requires a minimum deposit of $ 1,000. By choosing / Account Premium Plan, the interest rate is 0.47% and 0.47% is APY. Performance / Performance Select current account, the interest rate is 0.50% and 0.50% APY. Without an approved account, the CD rate is 0.045% and APY is 0.45%.

The regular CDs have rates for the following terms. The 120 month CD has an APY of 1.95%. The 60 month CD has an APY of 1.50%. The 48 month CD has an APY of 1.20%. The 36 month CD has an APY of 1.05%. The 24 month CD has an APY of 0.80%. The 18 month CD has an APY of 0.70%.

The CD has 12 months to 0.60% Apy. The CD has six months to 0.25% Apy. The CD has three months to 0.15% Apy. Each of these CDs require a minimum deposit of $ 1,000

The 1 month CD has an APY of 0.10% and requires a minimum deposit of $5000.

This is the current list of Best CD Rates PNC July update. All prices are accurate as of July 14, 2010.

Remember - most at risk, the greater the reward or loss. Invest with caution.

Understanding CD Rates

A certificate of deposit is a very stable account that can provide attractive annual interest yields without the need to risk your capital in the hopes of earning a higher return which is exactly the case of stocks, options, Forex and other types of investment that are constantly traded in global markets.

A certificate of deposit or CD is a financial instrument with a yield that is fixed in advance used by banks to take deposits from their customers. Before investing in the CDs, it is very important to understand bank CD rates. There are different bank CD rates to choose from depending on time of deposit.

Certificate of deposit is to provide the most benefits to the account holders. For this, account holder needs to have a maximum deposit that has to met in order for the returns to be worth the wait. That is opening a certificate of deposit account with $100 would be almost pointless even if you're expecting a 5% return on that particular investment; if we calculate 5% out of $100 we will have five dollars and as everyone knows "$100 now" is better than $105 in one year.

Bank CD rates essentially depend on the position of the economy in the nation and are indicative of its well-being. As a result, the bank CD rates keep changing repeatedly.

Some of the banks provide higher CD rates than others; the reason for this is to attract more customers. As a result, they can collect more money so that they are able to give out more loans to businesses. Consequently, their profit margins go up.

For more information on Bank Rates, CD Rates, Best CD Rates, HSBC CD Rates visit - http://www.bestcdratestoday.com