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Showing posts with label best money saving options. Show all posts
Showing posts with label best money saving options. Show all posts

Saturday, March 10, 2012

Highest CD Rates from NOVA Bank

NOVA Bank CD Rates are another addition from Highest CD Rates. This is a Pennsylvania chartered savings bank that first opened their doors over 120 years ago. They offer a full line of banking services at their branch offices and also with their online banking website. Nova Bank is a division of the NOVA Financial Holdings, Inc., which was founded in 2002. This is when they acquired the USAB as part of a merger.

The Current CD rates include the 3month CD that is earning an APY of 0.30%. The 6 month CD is earning an APY of 0.40%.

The 9 month CD is earning an APY of 0.60%. The 1 year CD is earning an APY of 0.70%. The 18 month CD is earning an APY of 0.90%.

The 2 year CD is earning an APY of 1.00%. The 3 year CD is earning an APY of 1.20%. The 4 year CD is earning an APY of 1.50%.

The best CD rate is from the 5 year CD. It is earning an APY of 1.70%.

To obtain the stated NOVA Bank certificate of deposit rates, a minimum deposit of $500 must be placed on account with the bank. There is also a substantial penalty for any early withdrawal from your CD accounts. All of the CDs are of a fixed term and rate at this time.

The NOVA CD rates were posted back in November of 2011, but are still current and active for the month of March 2012. All rates are subject to change without notice.

Article Source - http://www.highestcdratesinfo.com/nova-bank-cd-rates/

Wednesday, February 29, 2012

Highest CD Rates from Frontier State Bank

The Frontier State Bank CD rates are another of the new banks on the list of Highest CD Rates. This is a financial institution that first opened their doors in 1975. Since that time, they have been serving the community of Oklahoma City.

The Frontier State Bank certificate of deposit rates require a minimum deposit of $1,000. They also have a maximum of $95,000. For deposits higher than that, you can call your local Frontier State Bank branch office for the current CD rates.

The Current CD rates include the 1 year CD that is earning an APY of 0.25%. The 18 month CD is earning an APY of 0.30%.

The 2 year CD is earning an APY of 0.35%. The 4 year CD is earning an APY of 0.45%. The 5 year CD is earning an APY of 1.00%.

The 6 year CD is earning an APY of 1.16%. The 7 year CD is earning an APY of 1.26%. The Best CD Rates are from the 10 year CD that is earning an APY of 2.02%.

All of these CD rates and their corresponding terms are fixed for the life of the investment. There is an early penalty fee assessed against the account if an early withdrawal occurs before the maturity date.

There is only one IRA CD being offered at this time. This is the 18 month IRA CD. The APY it is earning is 0.20% and the minimum deposit for this account is $1,000.

The Frontier State CD rates were posted on February 23, 2012 but are subject to change without notice.

In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com

Article Source - http://www.highestcdratesinfo.com/frontier-state-bank-cd-rates

Friday, February 24, 2012

Doral Bank Current CD Rates

Today Highest CD Rates is reporting on the Doral Bank CD rates. This is a bank that is the US Territory of Puerto Rico. Because they are considered part of the US, all deposits are protected by the FDIC.

The best Doral Bank certificate of deposit rates are from their online branch called Doral Bank Direct.

The current bank CD rates include the 6 month CD that is earning an APY of 0.75%. The 9 month CD is also earning an APY of 0.75%.

The 1 year CD that is earning an APY of 1.15%. The 18 month CD is earning an APY of 1.15%. The 2 year CD that is earning an APY of 1.15%.

The 3 year CD is earning an APY of 1.50%. The 4 year CD is earning an APY of 1.50%. The best CD rate is from the 5 year CD is earning an APY of 1.50%.

The New York Branch office of Doral Bank is also offering CD rates. The 6 month CD that is earning an APY of 0.55%. The 9 month CD is also earning an APY of 0.65%.

The 1 year CD that is earning an APY of 0.80%. The 18 month CD is earning an APY of 0.85%. The 2 year CD that is earning an APY of 0.90%.

The 3 year CD is earning an APY of 0.90%. The 4 year CD is earning an APY of 0.90%. The best CD rate is from the 5 year CD is earning an APY of 0.90%.

The minimum deposit amount for all of these CD accounts is $1,000.

The Doral CD rates were posted on February 18, 2012 but are subject to change without any prior notice.

In order to understand further regarding the Highest CD Rates, Current CD rates , Best CD Rates , Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com

Article Source - http://www.highestcdratesinfo.com/doral-bank-cd-rates

Tuesday, February 14, 2012

Highest CD Rates from Ascencia Bank

The Ascencia Bank CD rates are a new addition to the banks Highest CD Rates is covering. This financial institution is a division of PBI Bank. They are bases out of Louisville, Kentucky and opened their doors in 1999. PBI is in reference to Porter Bancorp Inc that was formed in 1996 by 6 separate banks.

The current CD rates include the 6 month CD that is earning an APY of 0.75%. The 1 year CD is earning an APY of 1.05%.

The 2 year CD is earning an APY of 0.95%. The 30 month CD is earning an APY of 0.95%. The 3 year CD is earning an APY of 1.16%.

The best CD rates are from the 5 year CD. This CD is earning an APY of 1.28%.

To obtain the Ascencia Bank certificate of deposit rates a minimum deposit amount $500 must be made. The maximum for one of these accounts is $97,000.

The early withdraws are also not permitted until the account is 3 months old. If there is an early withdraw, a penalty accessed to the account.

There are separate CD accounts set up for small business and not-for-profit customers. An Ascencia Bank branch office must be contacted for those CD rates. There are also commercial CD rates for corporate clients. Again you must contact a local branch office to know those CD rates.

The Ascencia CD rates were posted on February 12, 2012 but are subject to change without prior notice.

In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com

Thursday, February 9, 2012

Wells Fargo Bank Current CD Rates February 2012 Update

The Wells Fargo Bank CD rates is where the Highest CD Rates has decided to focus today. Unlike almost every other update, this one is does not have to report a drop in the Wells Fargo Bank certificate of deposit rates. What does have to be reported is that a few of the terms in the promotional rates have been shortened.

The Current CD rates for the promotional specials include the 9 month CD that is earning an APY of 0.15% and will renew as a 6 month CD at maturity.

The 26 month CD is earning an APY of 0.55% and renews as a 2 year CD. The 39 month CD is earning an APY of 0.90% and will renew as a 3 year CD at maturity.

The Best CD Rates are from the 58 month CD that is earning an APY of 1.15% and will renew as a 4 year CD at maturity.

These promotional CD rates require a minimum deposit of $5,000.

The standard CDs include the 3 month CD that is earning an APY of 0.01%. The 6 month CD is earning an APY of 0.05%. The 1 year CD is earning an APY of 0.05%. These are the same CD rates as Wachovia Bank is offering. This is expected since Wells Fargo and Wachovia have now merged most of their business services together.

The minimum deposit required for the standard CDs is $2,500.

The Wells Fargo CD rates were posted on February 4, 2012 but are subject to change without notice.

In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com

Article Source - http://www.highestcdratesinfo.com/wells-fargo-bank-cd-rates-february-2012-update

Thursday, February 2, 2012

Wachovia Bank Current CD Rates February 2012 Update

This is the last Wachovia Bank CD rates update by Highest CD Rates. It has been some time since Wells Fargo took a controlling interest of Wachovia, but they allowed it to remain as a separate entity. That has now ended. Below are the Wells Fargo CD rates that have replaced the Wachovia rates for the future.

The Current CD rates for the standard CDs include the 3 month CD that is earning an APY of 0.01%. The 6 month CD is earning an APY of 0.05%.

The 1 year CD is earning an APY of 0.05%. Each of these CDs requires a minimum deposit amount of $2,500 at the time the account is opened.

There are also the promotional CD rates include the 9 month CD that is earning an APY of 0.15%. This CD renews as a 6 month CD. The 26 month CD is earning an APY of 0.55%. This CD renews as a 2 year CD.

The 39 month is earning an APY of 0.70%. This CD renews as a 3 year CD. The Best CD Rates are from the 58 month CD that is earning an APY of 1.15%. This CD renews as a 4 year CD.

Each of these promotional CD requires a minimum deposit of $5,000 to open an account. All of these CDs can be opened online or at a branch office for your convenience.

The Wachovia CD rates were posted on January 28, 2012 but are subject to change without notice.

In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com

Article Source - http://www.highestcdratesinfo.com/wachovia-bank-cd-rates-february-2012-update

Monday, January 23, 2012

Highest CD Rates from State Farm Bank

The State Farm Bank CD rates are the focus by Highest CD Rates today. They have decided to hold the State Farm Bank certificate of deposit rates steady since our last visit back in October of last year.

The CDs are in a tiered format with the minimum deposit levels being $500 and $100,000. This allows for a greater return on your investment by depositing a larger amount.

The current CD rates include the 3 month CD that is earning an APY of 0.25%, and 0.27% respectively. The 6 month CD is earning an APY of 0.37% and 0.38%.

The 1 year CD is earning an APY of 0.60% and 0.61%. The 2 year CD is earning an APY of 0.65% and 0.68%.

The 3 year CD is earning an APY of 0.82% and 0.83%. The 4 year CD is earning an APY of 1.13% and 1.14%.

The Best CD Rates are from the 5 year CD that is earning an APY of 1.56% and 1.58%.

These same deposit amounts, terms and CD rates are also accurate for the IRA CDs and the Coverdell Education Accounts with terms of 1 year thru 5 years.

All of the deposits are insured by the FDIC for amounts up to $250,000. These are fixed rate and term CDs that have a penalty fee for any early withdraw.

These State Farm CD rates were posted on January 18, 2012 but are subject to change without notice.

In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com

Article Source - http://www.highestcdratesinfo.com/state-farm-bank-cd-rates-january-2012-update

Thursday, January 19, 2012

SchoolFirst Federal Credit Union Current CD rates January 2012 Update


The SchoolFirst Federal Credit Union CD rates are today’s subject from Highest CD Rates.

The SchoolFirst Federal Credit Union certificate of deposit rates are in a tiered format with the minimum amounts being $500, $20,000, $50,000 and $100,000. Since our last visit in October of 2011 the CD rates have not changed. Also available are the IRA CDs, but their rates are slightly higher.

The current CD rates include the 30 day CD that is earning an APY of 0.15%, 0.20%, 0.25% and 0.30% respectively. The 3 to 5 month CD is earning an APY of 0.25%, 0.30%, 0.35% and 0.40%.

The 6 to 11 month CD is earning an APY of 0.30%, 0.35%, 0.40% and 0.45%. The 1 year to 17 month CD is earning an APY of 0.35%, 0.40%, 0.45% and 0.50%.

The 18 month To 23 month CD is earning an APY of 0.45%, 0.50%, 0.55% and 0.60%. The 2 year to 35 month CD is earning an APY of 0.55%, 0.60%, 0.65% and 0.70%.

The 3 year to 47 month CD is earning an APY of 0.85%, 0.90%, 0.95% and 1.00% respectively. The 4 year to 59 month CD is earning an APY of 1.05%, 1.10%, 1.15% and 1.20%.

The Best CD Rates are from the 5 year CD that is presently earning an APY of 1.35%, 1.40%, 1.45% and 1.50%.

These SchoolFirst Federal CD rates were posted on January 15, 2012 but are subject to change without any prior notice.

In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com

Article Source - http://www.highestcdratesinfo.com/schoolfirst-federal-credit-union-cd-rates-january-2012-update

Tuesday, October 25, 2011

Alliant Credit Union CD rates

This Alliant Credit Union CD rates October Review 2011 is the first one of the year for the fifth largest credit union in the nation. This CU was first established for the employees of United Airlines. Since 1935, they have been offering quality financial services to their membership which has grown to 260,000 worldwide today.

For investing your money the certificates of deposit have a higher than average rate for the US at this time. The CD rates are also in a tiered format with the minimum levels of deposit being $1,000 and $25,000.

The current bank CD rates include the 1 year to 17 month CD that is earning an APY of 1.20% and 1.30% respectively.

The 18 to 23 month CD is earning an APY of 1.45 and 1.55% APY. The 2 year to 35 month CD is earning an APY of 1.60% to 1.70%.

The 3 year to 47 month CD is earning an APY of 1.80% and 1.90%. The best CD rates are from the 4 to 5 year CD that is earning an APY of 2.10% and 2.20%.

These came CD rates are also available for the traditional IRA CDs, the Roth IRA CDs, SEP IRA CDs and the Coverdell ESA CDs. The same minimum levels of deposit are also required.

You can open a CD account online. All of the IRA and Coverdell accounts must be opened at one of the Alliant CU branch offices.

These Alliant CD rates were posted on October 6, 2011 but are subject to change without any prior notice.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/alliant-credit-union-cd-rates-october-review-2011

Wednesday, October 12, 2011

Best CD Rates from Tioga-Franklin Bank

This Tioga-Franklin Bank CD rates October Review 2011 out of Pennsylvania is long overdue. It is true that the CD rates from this bank have declined in the past 6 months since our last visit, but they were well above the national average where they still remain.

If you are considering investing your money with Tioga-Franklin Bank, you should know their CD rates have been reduced by 0.15% to 0.45% APY in the past 6 months.

To open the certificates of deposits accounts a minimum deposit of $500 must be made for terms of 1 year or greater. The 6 month CD requires a minimum deposit of $1,000

The current bank CD rates include the 6 month CD that is earning an APY of 1.00%. The 1 year CD is earning an APY of 1.10%.

The 2 year CD is earning an APY of 1.30%. The 3 year CD is earning an APY of 1.55%. The 4 year CD is earning an APY of 1.75%.

The best CD rates are from the 5 year CD that is earning an APY of 2.10%.

There is also a jumbo 90 day CD that is earning an APY of 1.00% with a minimum deposit of $100,000 required.

All of these CD rates are fixed term and fixed interest rates. There will be a penalty assessed the account if an early withdraw does occur before the maturity date.

The same CD rates are available for an IRA CD with terms from 1 to 5 years. The minimum deposit required is $250.

These Tioga-Franklin CD rates were posted on August 22, 2011 but were still current in the first month of October 2011 but all rates are subject to change without prior notice.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, Best Cd Rates, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/tioga-franklin-bank-cd-rates-october-review-2011/

Friday, September 30, 2011

The Best CD Rates from Community Bank Nevada, Iowa

This Community Bank CD rates September Review 2011 has uncovered once again a financial institution that has lowered its CD rates since we last visited their establishment. For clarification this Community Bank is located in Nevada, Iowa.

At one time this year the Community Bank had some of the highest CD rates in the nation for investing your money. To obtain the certificates of deposits you must make a deposit of $1,000. These CD rates are only available to the local market. Unfortunately the definition of just what the local market is has not been made clear.

The reduction in the CD rates is between 0.25% and 0.50% over the different terms being offered.

The current bank CD Rates include the 6 month CD that is earning an APY of 0.75%. The 9 month CD is earning an APY of 1.00%. The 1 year CD is earning an APY of 1.00%.

The 18 month CD is earning an APY of 1.00%. The 2 year CD is earning an APY of 1.25%. The 3 year CD is earning an APY of 1.25%.

The 4 year CD is earning an APY of 2.00%. The best CD rates are from the 5 year CD that is earning an APY of 2.00%.

The CD rates are not guaranteed by the Community Bank until a deposit is made at the bank. Unlike most other financial institutions this bank does not allow any early withdraw of the funds placed on deposit in their CDs.

The deposits do earn interest that is compounded on a daily basis for 365 days a year.

These Community CD rates were posted on June 1, 2011 and were still current as of September 30, 2011, but are still subject to change without any prior notice.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/community-bank-cd-rates-september-review-2011-from-nevada-iowa

Tuesday, September 27, 2011

Best CD Rates from Stonebridge Bank

Stonebridge Bank services include real-time balance views and transfers, account history, single and multiple bill payments, check images online, and much more. Plus Stonebridge Bank offers competitive rates on auto loans, home equity loans, and personal credit lines. Your loan application can be taken online, over the phone, or in person.

This Stonebridge Bank CD Rates September Review 2011 is long overdue. While this is a small community bank located in Chester County Pennsylvania, they are one of the banks that offer their CD rates near the top for the nation. This makes investing your money at Stonebridge Bank a wiser choice than the larger conglomerates in the financial world.

The current bank CD rates include the 6 month CD that is earning an APY of 0.85%. The 1 year CD is earning an APY of 1.05%. The 14 month CD is warning an APY of 1.10%.

The 18 month CD is earning an APY of 1.20%. The 21 month CD is earning an APY of 1.20%. The 2 year CD is earning an APY of 1.30%.

The 30 month CD is earning an APY of 1.40%. The 3 year CD is earning an APY of 1.50%. The best CD rates are from the 5 year CD that is earning an APY of 2.05%.

To open certificates of deposits account and obtain the stated APY’s a minimum of $500 must be placed in the account.

All terms are fixed rate accounts. The 14 month CD renews as a 1 year CD upon maturity. The 21 month CD renews as an 18 month CD upon maturity.

The CD accounts may be opened at any local branch office or with the Stonebridge Bank online banking service.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/stonebridge-bank-cd-rates-september-review-2011/

Monday, September 19, 2011

Best CD Rates from California First National Bank

This California First National Bank CD rates September Review 2011 has been initiated because of the changes that have occurred at this financial institution since our last update. All of the CD rates being offered by the California First National Bank have decreased by 0.10% to 0.35% in their APY’s.

This makes investing your money with this financial institution not as profitable as it was just 3 months ago. This is a national trend of decreasing rates and not a sign that the CFNB does not want your business.

To obtain the stated APYs for the certificates of deposits a minimum deposit amount of $2,000 must be made for an IRA and $5,000 for a standard CD account.

The current bank CD Rates include the 3 month CD that is earning an APY of 0.40%. The 6 month CD is earning an APY of 0.88%. The 1 year CD is earning an APY of 0.95%.

The 2 year CD is earning an APY of 1.15%. The best CD rates are from the 3 year CD that is earning an APY of 1.45%.

This is a financial intuition that is use to contacting their customers via the phone and over the internet. This allows for each customer to use the medium of communications they prefer.

All of the CalFirst CD rates are of a fixed rate for the term of the investment. Each term is subjective to a penalty if an early withdraw occurs.

The California First National CD rates were posted on September 18, 2011 but are subject to change without any prior notice.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/california-first-national-bank-cd-rates-september-review-2011

Friday, September 16, 2011

Best CD Rates from Liberty Bank

This Liberty Bank CD rates September Review 2011 was conducted because of the drop in the rates this financial institution is providing their clients. This lowering of the rates includes very term at this time.

When looking toward investing opportunities for your money, this downward trend in CD rates is now a common thing to find across America.

The standard bank CD Rates include the 91 day CD that is earning an APY of 0.01%. The 6 month CD is earning an APY of 0.15%. The 1 year CD is earning an APY of 0.20%.

The 18 month CD is earning an APY of 0.25%. The 2 year CD is earning an APY of 0.30%. The 30 month CD is earning an APY of 0.35%. The 3 year CD is earning an APY of 0.40%.

The 42 month CD is earning an APY of 0.75%. The best CD rates are being offered as the 5 year CD that is earning an APY of 1.00%.

The Liberty Gift Certificates of Deposit that you can give friends and family members have the following rates. The 1 year CD is earning an APY of 0.20%.

The 2 year CD is earning an APY of 0.30%. The 3 year CD is earning an APY of 0.40% and the 5 year CD is earning an APY of 1.00%.

All of the above certificates of deposits require a minimum deposit of $2,500 to open an account and obtain the stated CD rates. All of the rates are of a fixed term for the life of the deposit.

The IRA CDs include the 1 year CD that is earning an APY of 0.25%. The 18 month CD is earning an APY of 0.30%.

The 3 year CD is earning an APY of 0.40%. The 5 year CD is earning an APY of0.80% and the 7 year CD is earning an APY of 1.00%. These IRA CDs require a minimum deposit of $500 to open an account.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/liberty-bank-cd-rates-september-review-2011/

Monday, August 1, 2011

Best Empire State Bank CD Rates

Empire State Bank is the Mid-Hudson Valley's newest community bank founded in 2004. They are committed to delivering exceptional service to the Newburgh and New Paltz NY areas by providing customers with access to bankers who are empowered to solve problems at their point of origin.

The best Empire State Bank CD rates today are being updated because of the recent changes in the amount of a return the certificates of deposit have on investing your money with them. To obtain the stated APY’s below a deposit of $1,000 or more is required.

The current bank CD rates include the 3 month CD that is earning an APY of 0.60%. The 5 month CD is earning an APY of 0.60%. The 6 month CD is also earning an APY of 0.60%.

The 1 year CD is earning an APY of 1.00%.The 18 month CD is earning an APY of 1.05%. The 2 year CD is earning an APY of 1.65%. The 30 month CD is earning an APY of 1.75%.

The 3 year CD is earning an APY of 2.10%. The 4 year CD is earning an APY of 2.25%. The best CD rates are from the 5 year CD that is earning an APY of 2.50%.

These CD rates are available for both the standard CDs and the IRA CDs.

There is an additional 36 month Access CD that is earning an APY of 1.05%. This CD allows a person access to their money after it has been on deposit for 18 months without a penalty for early withdraw.

The Empire State Bank was created back in 2004 to help serve the needs of the people in the Hudson River Valley and New York Metro area.

The Best Empire State Bank CD Rates Today was posted on July 28, 2011 but is subject to change without notice.

For additional resources about CDs on this website, http://www.bestcdratestoday.com. We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/best-empire-state-bank-cd-rates-today/

Monday, July 18, 2011

Highest CD Rates from Santander Bank

Considered the Best Bank in the World, the Santander Bank CD rates are the topic for the site Highest CD Rates. This financial institution has also been named the one of the safest banks in the world by Global Finance magazine. They currently have over 80 million customers in 40 different countries that trust them with their financial matters.

In America the Santander Bank certificate of deposit rates are listed under their subsidiary named Sovereign Bank.

The current CD rates for the promotional 18 month CD is an APY of 1.15%. This offer has a minimum deposit for the CD of $500.

The current rising rate CDs with a checking account include the 1 year CD that is earning an APY of 0.55%, 0.60% and 0.65% respectively. The 2 year CD is earning an APY of 0.40%, 0.45% and 0.50%. The 3 year CD is earning an APY of 0.60%, 0.65% and 0.70%.

The current rising standard rate CDs include the 1 year CD that is earning an APY of 0.30%, 0.35% and 0.40% respectively. The 2 year CD is earning an APY of 0.15%, 0.20% and 0.25%. The 3 year CD is earning an APY of 0.35%, 0.40% and 0.45%.

The best CD rates are from the standard 5 year CD that is earning an APY of 2.15%. They are also offering a 3 year CD that is earning an APY of 1.35%. Both of these require a minimum deposit of $500.

The Santander CD rates were posted on July 2, 2011 but are subject to change without notice.

In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com

Article Source - http://www.highestcdratesinfo.com/santander-bank-cd-rates-july-2011-update/

Wednesday, July 6, 2011

Money wisdom from the Founders

As Independence Day was celebrated here in America, it is important to also consider financial independence. Our Founders offered insight into political independence, of course, but many of them also had some very wise things to say about money. As you consider the freedoms we enjoy over a brat or two, and set off a few patriotic fireworks, ruminate for a few minutes on what the Founders had to say about achieving financial freedom:

Benjamin Franklin: Founder of Pithy Money Sayings

Benjamin Franklin had a wealth of advice to offer on several subjects. Money was just one of them, including the famous, “A penny saved is a penny earned.” Ben Franklin actually wrote an entire book on money called Way to Wealth. Here are some of the gems from that publication:

Diligence is the mother of good luck.

Beware of little expenses; a small leak will sink a great ship.

He that goes a borrowing goes a sorrowing.

When you have bought one fine thing you must buy ten more, that your appearance maybe all of a piece.

When you run in debt; you give another power over your liberty.

Get what you can, and what you get hold.

Want of care does more damage than want of knowledge.

Be ashamed to catch yourself idle.

Early to bed, and early to rise, makes a man health, wealthy, and wise.

Drive thy business, let not that drive thee

Ben Franklin also offered a great observation on compound interest in his Advice to a Young Tradesman, Written by an Old One: “Remember that Money is of a prolific generating Nature. Money can beget Money and its Offspring can beget more, and so on.”

More Money Wisdom from Other Founders

While Ben Franklin is definitely one of our most well-known Founders and free with the advice, others have provided us with words of money wisdom:

“Learning is not attained by chance, it must be sought for with ardor and attended with diligence.” — Abigail Adams.

“I know nothing more important to inculcate into the minds of young people than the wisdom, the honor, and the blessed comfort of living within their income.” “I believe that banking institutions are more dangerous to our liberties than standing armies. Already they have raised up a

money aristocracy that has set the government at defiance.”– Thomas Jefferson

“All the perplexities, confusion and distress in America arise not from the defects of the Constitution, not from want of honor or virtue, so much as from downright ignorance of the nature of coin, credit and circulation.” — John Adams

“Few men have virtue to withstand the highest bidder.” — George Washington

“We are not weak if we make a proper use of those means which the God of Nature has placed in our power.” — Patrick Henry

Finally, I’d like to close with a quote from someone who wasn’t a founder, but still had interesting insights into human nature and money:

“It is an unfortunate human failing that a full pocketbook often groans more loudly than an empty stomach.” — Franklin D. Roosevelt

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Article Source - http://www.highestcdratesinfo.com/happy-independence-day-money-wisdom-from-the-founders/

Sunday, July 3, 2011

Highest CD Rates from PNC Bank

PNC offers a wide range of services for all its customers, from individuals and small businesses, to corporations and government entities. No matter how simple or complicated the customer’s needs, PNC make it sure to have the products, knowledge and resources necessary for financial success. They deliver a broad range of tailored investments, wealth planning, trust and estate administration and private banking services to affluent individuals and families, including the ultra-affluent. Institutional Investments serves as investment manager and trustee for companies, not-for-profit organizations and retirement plans across the country.

For the first of July we at Highest CD Rates present the PNC Bank CD rates. This Pittsburg financial institution has a customer base that covers the New England area.

PNC Bank certificate of deposit rates are in a tiered format that includes the standard CD and then the ones that have a relationship with a PNC Choice checking account and the PNC Performance Select Checking account.

The current CD rates for the promotional 9 month CD that is earning an APY of 0.40%, 0.42% and 0.45% respectively. This CD requires a minimum deposit of $1,000.

The current standard CD rates include the 1 month CD that is earning an APY of 0.10%, 0.10% and 0.10% respectively. This CD requires a minimum deposit of $5,000. The 3 month CD is earning an APY of 0.15%, 0.15% and 0.15%.

The 6 month CD is earning an APY of 0.20%, 0.20% and 0.25%. The 1 year CD is earning APY of 0.40%, 0.40% and 0.45%. The 18 month CD is earning an APY of 0.50%, 0.50% and 0.55%. The 2 year CD is earning an APY of 0.45%, 0.45% and 0.50%.

The 3 year CD is earning an APY of 0.65%, 0.65% and 0.70%. The 4 year CD is earning an APY of 1.00%, 1.00% and 1.05%. The 5 year CD is earning an APY of 1.20%, 1.20% and 1.25%.

The 7 year CD is earning an APY of 1.70%, 1.70% and 1.75%. The best CD rates are from the 10 year CD that is earning an APY of 1.95%, 1.95% and 2.00%.

All of the PNC CD rates require a minimum deposit amount of $1,000 for term of 3 months or greater. These CD rates were posted on June 30, 2011 but are subject to change without notice.

In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com

Article Source - http://www.highestcdratesinfo.com/pnc-bank-cd-rates-july-2011-update/

The Best CD Rates for the month of July 2011

Best CD rates Today July 2011 are not all from the same financial institution. Each bank has specific target audiences that are reflected in their CD rates and terms to help their customers with investing their money for the best possible return.

The best CD rates from most of the banks are on their 5 year CD. The best bank CD rates at this term is from Sovereign Bank where their 5 year CD is earning an APY of 2.80%. The minimum deposit to obtain this rate is $500.

The second best 5 year certificates of deposits rates is from Ponce De Leon Federal Bank. Their APY on their 5 year CD is 2.75%. The minimum deposit to obtain this CD rate is $1,000. Their 4 year CD is earning an APY of 2.25%. This financial institution is located in the Bronx, NY.

Both of these financial institutions are offering a 3 year CD that is earning an APY of 1.80%.

Other financial institutions in the New York area that are also offering an APY of 2.75% on a 5 year CD include the North Jersey Community Bank and Fort Lee Federal Savings Bank. Both of these financial institution require a minimum deposit amount of $500 to open and earn the stated APY’s.

These are the Best CD Rates Today July 2011 for a 5 year CD the New York area financial institutions have to offer. All rates are subject to change without notice.

For additional resources about CDs on http://www.bestcdratestoday.com, please view Best CD Rates with a 3 year term. We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

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Article Source: http://hsbccdrates.blogspot.com/2011/06/cd-rates-from-alostar-bank-of-commerce.html

Saturday, June 18, 2011

Highest CD Rates from Investors Savings Bank

Today Highest CD Rates is covering the Investors Savings Bank CD rates. These Investors Savings Bank certificate of deposit rates require a minimum deposit of $500 to open and obtain the stated APY’s. Since out last update in March, many of the rates of gone down.

Operating with over 82 full-service retail branches, Investors is committed to offering a full range of high-quality products and services that support customers in reaching their financial objectives.

The current CD rates include the 91 day CD that is earning an APY of 0.50%. The 4, 5, 6, and 7 month CD is earning an APY of 0.50%. The 8 month CD is earning an APY of 0.70%. The 9 month CD is earning an APY of 0.70%. The 10 month CD is earning an APY of 0.70%

The 1 year CD is earning an APY of 0.75%. The 13 month CD is earning an APY of 0.75%. The 14 month CD is earning an APY of 0.75%. The 15 month CD is earning an APY of 0.75%. The 18 month CD is earning an APY of 1.00%. The 2 year CD is earning an APY of 1.25%. The 25 month CD is earning an APY of 1.25%.

The 30 month CD is earning an APY of 1.25%. The 3 year CD is earning an APY of 1.0%. The 42 month CD is earning an APY of 1.0%. The 4 year CD is earning an APY of 1.75%. The best CD rates are from the 5 year CD that is earning an APY of 2.25%. The 10 year CD is earning an APY of 2.25%.

These are the Investors Savings CD rates as posted on June 13, 2011 but are subject to change without notice.

In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com

Article Source - http://www.highestcdratesinfo.com/investors-savings-bank-cd-rates-june-2011-update/