CD rates from First Choice Bank

Centuries old banks are working in the Country along with new banks and financial institutions. The sole motive of these banks and financial institutions is to serve the people with world class facilities and give them the services that are being provided by all major banks and financial institutions. Today Highest CD Rates presents the First Choice Bank CD rates from Lawrence New Jersey. This financial institution was founded in 2007 to service the needs of their community. To access the First Choice Bank certificate of deposit rates online you must be using a computer equipped with Internet Explorer 7.0 or higher. This is done to enhance the security features of your online transactions.

The current CD rates are for the CD that is less than 6 months is earning an APY of 0.75%. The 6 to 9 month CD is earning an APY of 1.00%. The 1 year CD is earning an APY of 1.35%. The 14 month CD is earning an APY of 1.35%. The 18 month CD is earning an APY of 1.50%.

The 24 month CD is earning an APY of 2.00%. The 3 year CD is earning an APY of 2.50%. The 4 year CD is earning an APY of 2.75%. The best CD rates are from the 5 year CD. The 5 year CD is earning an APY of 3.00%.

To obtain the stated APY you must first deposit a minimum of $1,000 into your new certificate of deposit account. All deposits are insured by the FDIC up to $250,000 at the current time. There is a penalty for any early withdraw before the CD reaches it maturity term. When using their online service, there is no personal information collected and none of what is obtained is shared with a third party vendor.

The First Choice CD rates were posted on November 24, 2010 but are subject to change without notice.

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CD Rates GA

This CD Rates GA is for the month of November 2010 is current. With a report from the November 2-3 meeting that made the FED officials pessimistic of the next year’s economic outlook for America the CD Rates will not be improving anytime soon.

As for banks in Georgia there is Cherokee Bank in Canton and Woodstock GA that was founded by local businessmen in 1999. Their 3 month CD is earning an APY of 0.88%. The 6 month CD is earning an APY of 1.02%. The 1 year CD is earning an APY of 1.21%. The 15 month CD is earning an APY of 1.27%. The 18 month CD is earning an APY of 1.33%. The 2 year CD is earning an APY of 1.49%. The 3 year CD is earning an APY of 1.79%. The 4 year CD is earning an APY of 2.00% and the 5 year CD is earning an APY of 2.25%. These rates were posted on November 16, 2010 and were still current as of November 24, 2010. The minimum deposit is $1,000.

The Community Capital Bank out of south Atlanta opened its doors in 2002 to meet the needs of their community. Their 3 month CD is earning an APY of 0.75%. The 1 year CD is earning an APY of 1.40%. The 18 month CD is earning an APY of 1.55%. The 2 year CD is earning an APY of 1.73%. The 30 month CD is earning an APY of 1.85%. The 3 year CD is earning an APY of 2.00%. The 4 year CD is earning an APY of 2.15% and the 5 year CD is earning an APY of 2.45%. The minimum deposit required is $500 and the rates were posted on November 23, 2010.

These are two of the better CD rates GA at this time.

For additional resources about CDs on this website, please view Norwest CD Rates.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

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Danversbank CD Rates November 2010 Update

Today Highest CD Rates presents the Danversbank CD rates to help with your research into this type of investment. This financial establishment was founded in 1850 and in 1991 became the very first mutual bank in America to be named a Preferred Lender by the United States Small Business Administration. This bank went public in 2008 and its shares can now be purchased and traded on the NASDAQ under the symbol DNBK.

The Danversbank certificate of deposit rates require a minimum of $500 to open and are available thru their branch office, online or via their mobile service.

The current CD rates for the 91 day CD is an APY of 0.25%. Both the 6 and 9 month CDs are earning an APY of 0.50%. The 9 month and 1 year online CDs are earning an APY 0.75%. The standard 1 year CD is earning an APY of 0.50%. The 18 month CD is earning an APY of 1.00%. Both the 30 month standard and online CDs are earning an APY of 1.50%. The 3 year CD is earning an APY of 2.00%. The best CD rates are from the 5 year CD that is presently earning an APY of 2.75%.

For a limited time the 9 month and 1 year CD specials are earning an APY of 0.75% and require a minimum balance of $500 to open but only $0.01 to obtain the stated APY.

The Danvers bank CD rates were posted on November 17, 2010 and are still current, but are subject to change without notice.

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Investing in First Chicago CD Rates

The First Chicago CD Rates are from a financial institution that first opened its doors in 1905 on Elston and Pulaski Avenues by a group of European immigrants. Its first name was Labe Bank which is a river in the Czech Republic translated in English to the Elbe River. Being one of the oldest bank it has earnerd great respect and trust of the people. With each day this bank is growing with a nice speed.

The current promotional CD Rates is for an online 13 month CD that is earning an APY of 0.80%. To open this account there must be a deposit of $1,000 made first.

The standard First Chicago CD rates begin with the 3 month CD that is earning an APY of 0.20%. The 6 month CD is earning an APY of 0.35%. The 9 month CD is earning an APY of 0.50%. The 1 year CD is earning an APY of 0.60%. The 18 month CD is earning an APY of 0.80%.

The 2 year CD is earning an APY of 1.26%. The 30 month CD is earning an APY of 1.00%. The 3 year CD is earning an APY of 1.46%. The 4 year CD is earning an APY of 1.66%. The highest CD rates are from the 5 year CD that is currently earning an APY of 2.12%.

Each of the Standard CD requires a minimum deposit of $1,000. This is the minimum criteria each investor has to fulfill.

To receive a monthly interest check associated with the CD on deposit there must be a balance of $10,000 or more in the account. The CD rates being offered by First Chicago Bank are quite competitive if compatred with the existing rates of other banks and financial institutuions.

These First Chicago CD rates were posted on November 2, 2010 and were still current but are subject to change without notice.

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Cathay Bank CD Rates Update

CD rates are insured by the FDIC just like your bank account. You have an option to stagger the maturity dates of your accounts and one has access to atleast a portion of the money invested. As an investor you can just stash all your savings in a planned way into these CD's adn then rest assured to have the best benefits out of them.

The Highest CD Rates presents an update on the November Cathay Bank CD rates . These rates are from a Chinese-American bank that was founded in 1962. Today, this financial institution has branch offices in California, Texas, Washington, Illinois, New Jersey, New York, Massachusetts, along with Shanghai, Taipei and Hong Kong.

The Cathay Bank certificate of deposit rates are set up in a tiered format. The first tier is for deposits from $2,500 to $49,999.99. The second tier is for deposits from $50,000 to $99,999.99. For rates on all deposits greater than $100,000 a Cathay branch office must be notified.

The current CD rates for the 7 to 31 days CD earns an APY of 0.10% and 0.15%, respectively. The 32 to 89 days CD earns an APY of 0.15% and 0.20%. The 90 to 179 day CD earns an APY of 0.30% and 0.40%. The 180 to 364 day CD is earning an APY of 0.70% and 0.70%.

The 1 year to 23 month CD is earning an APY of 0.90% and 0.90%, respectively. The 2 year to 35 month CD is earning an APY of 1.11% and 1.11%. The best CD rates are for the 3 to 5 year CDs. These CDs are currently earning an APY of 1.21% and 1.31%.

These Cathay CD rates were posted on November 10, 2010 but are subject to change without notice. These rates apply for accounts in Texas, California and Washington only. For other rates, please contact your local Cathay Bank branch office.

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Best Certificate of Deposit Rates 2011

Picking the best CDs 2011 in November of 2010 is slightly risky. The main problem is that most of the competition among the different financial institutions is for the worst rates not the best rates. With the FED buying back $600 million in bonds in a vain attempt to stimulate the economy, there is no sign of rates increasing in the foreseeable future.

Presently, President Obama is at the G20 meeting in Seoul, Korea. His pre-meeting speech is calling on all other world leaders to share the burden in helping the world’s economy recover.

Obama already proved he is a great salesman with the job he did to get elected. I just hope he can do it again because his policies that he has put in place in America are not working.

As long as inflation stays small, the best you can hope for with a CD is to maintain your investment. The interest rates are almost equal to inflation so your buying power will be the same as it was before the deposit, after your CD matures.

The best 1 year rate at the present time is 1.51% APY from Melrose Credit Union. You may not want to lock up your money for any longer because the rates could get better. Many economists are predicting that the PRIME rate will increase from less than 0.25% at the present time to 1.00%. Unfortunately, they have been saying this for some time. The main problem is it has not become a reality.

The CODI is a 12 month average of the national advertised 3 month CD rates. In October of 2010, it was 0.300%. This rate has been heading down since April 2008. The decline is expected to continue until it bottoms out at 0.06% in November of 2011. It is not expected to return to this level until June of 2011.

1.0% is not expected until September of 2013. Your best weapon against decreasing rates is information. Here at bestcdratestoday, we will search for the best CDs 2011 for you and make updated posting throughout the year to assist you with this investment decision.

For additional resources about CDs on this website, please view Best CD Rates New Orleans.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

If you want to go through the original resource of this article and to check out many informative articles about CDs, please view CD rates, Best Bank CD Rates and Best CD Rates at http://bestcdratesinusa.wordpress.com/

Best CD Rates from AM Trust Bank

Many banks are providing CD's at different rates. There has been a spurt in the buying of CD's among common people and almost

all banks and credit unions have their own CD's which are giving quite good returns.

From Highest CD Rates, we present the Am Trust Bank CD rates for November 2010. These rates are from a bank that is a

division of the New York Community Bank, which has 68 total branch offices. This financial institution has been serving their

community and their customers for over 150 years.

The Am Trust Bank certificate of deposit rates are of a fixed interest and fixed terms all of which are protected by the

FDIC. To earn the stated APY, the entire deposit and all of the accrued interest must stay on deposit until the CD matures.

An early withdraw of the principal will result in the assessing of an early withdraw penalty. The Withdraw penalty would not

be really beneficial for the person investing in CD's thus care should br taken to plan your finances accordingly. If you

foresee a requirement of finances in near future its better to make alternate arrangement for it rather than withdraw the

money invested in the CD.

The current CD rates include the 6 month CD which earns an APY of 0.50%. The 9 moth CD earns an APY of 0.60%. The 1 year CD

earns an APY of 0.85%. The 18 month CD earns an APY of 1.00%. The 2 year CD earns an APY of 1.50%.

The 30 month CD earns an APY of 1.00%. The 3 year CD earns an APY of 1.79% and the best CD rates are obtained when a 5 year

CD is invested in. This 5 year CD earns an APY of 2.25%.

All of these Am Trust CD rates were posted on November 5, 2010 but are subject to change without notice. The minimum deposit

required to obtain the stated Am Trust Bank CD rates is $1,000.

Before going in for a CD with AM Trust Bank just check if the features of the CD they are offering do match your

requirements and needs.

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Best CD Deals for your Kids

Simply because of the economic times we live in, getting CDs for young children may be just one of the finest means we can educate our kids regarding financial experience. Certificates of deposit are a good method for children to find out about financial savings along with investment because there is quite minimal risk attached. Right from the start, youngsters will understand exactly what these people have put in place, precisely what they will get back, as well as exactly how much time their money should continue to be in the financial institution.

Presently there is usually a bare minimum down payment whenever purchasing an investment CD. Depending on the financial company, the needed amount could be as high as $1000 or more. A few banking institutions may possibly deliver CDs with $0 to open up, but the CD account will certainly merely start earning the APY when you fund the accounts. Make clear the mechanics of interest rates and the annual percentage yield (APY) to clarify in advance which rate will be paid for. Your own child will require to comprehend the duration of time (term) which his funds can have to be in the CD.

Invest in the CD via a reliable origin. Investment Cds are sold through banks or credit unions (as Share Certificates), but find one with a good history. The CD or share certificate (SC) should be FDIC- or NCUA-insured for your kid’s protection. Look up some financial institutions that offer Starter CDs or SCs. Some good Starter CD rates can also be found with local banks in your area or credit unions.

A very fine illustration of this particular is the Navy Federal Credit Union’s Special EasyStart Certificate which has a 1 year term. It only requires a minimal deposit of $50 and you will need to add a minimum of $15 each month. Interest is compounded daily and awarded monthly. Its dividend rate is 2.86%, with an APY of 2.90%. This rate was posted November 2, 2010 but may change without notice.

At present, the CD rates you will be committing to for your kid may be infamously tiny. Your youngster may likely make a rate just over the actual rate of the cost of living so do not assume him to get wealthy with this investment. The objective at this particular stage while purchasing CDs for kids is to get him fired up about saving and investment.

For additional resources about CDs on this website, please view Best Banks in Florida for CD Rates and Online Bank CDs.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

If you want to go through the original resource of this article and to check out many informative

articles about CDs, please view highest cd rates in USA and best cd rates at http://bestcdratesinusa.wordpress.com/

Pennsylvania CD Rates Revisited

Big Financial Institutions are in fierce competition with the little local community banks and credit unions to attract the customers and have their patron ship for their financial institution. On one hand where big brands bank on their brand value, small financial institutions enjoy the goodwill and trust of the local community. Although CD rates have a very less difference yet a consumer should compare and weigh all options before investing in them.

Tioga Franklin Savings Bank leads the way with the best short term interest rate in PA. At this current time as of October 29, 2010, their 6 month CD earns an APY of 1.15%. Their 1 year CD earns an APY of 1.35%. The 2 year CD earns an APY of 1.60%. The 4 year CD earns an APY of 2.10% and their best CD rates are from the 5 year CD with an APY of 2.35%. The 6 month CD requires a minimum deposit of $1,000 while the rest is only $500.

Eagle National Bank also has a good 6 month CD. Their rate is the same as above by being 1.15% APY. The 3 month CD earns an APY of 1.05%. The 1 year CD earns an APY of 1.25%. The 18 month CD earns an APY of 1.35%. The 2 year CD earns an APY of 1.50%. The 3 and 5 year CD earns an APY of 1.75%. Each of these requires a minimum deposit of $1,000. The rates were posted on April 11, 2010 and are still current as of October 29, 2010.

Compare this numbers to the nationwide bank of Ally. Their current CD rates for a 3 month CD earns an APY of 0.69%. The 6 month CD earns an APY of 1.09%. The 1 year CD earns an APY of 1.34%. The 18 month CD earns an APY of 1.45%. The 3 year CD earns an APY of 1.90%. The 4 year CD earns an APY of 2.14% and the 5 year CD earns an APY of 2.49%. There is no minimum deposit and all of the rates were current on October 29, 2010.

This is the best Pennsylvania CD rate comparisons for this time at the end of October 2010.

For additional resources about CDs on this website, please view CD Rates in Naples Florida and CD Rates in Palm Springs California.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

If you want to go through the original resource of this article and to check out many informative articles about CDs, please view highest cd rates in USA and best cd rates at http://www.bestcdratestoday.com

America First Federal Credit Union : From The Golden Days

America First Federal Credit Union CD rates has quite a long and interesting history. Even today they retain the trust of the people as they used to when this CU came into existence.

For reasons of simplicity, the Highest CD Rates will refer to these share certificate rates as America First Federal Credit Union CD rates in this article. The America First Federal Credit Union is located in Riverdale, Utah today but back in 1939 it was first created as a cooperative at Fort Douglas. Their first vault for the storage of deposits was a Prince Albert Tobacco can.

America First Federal Credit Union certificate of deposit rates are available to anyone who lives in the state of Utah and becomes a member of this credit union. To become a member one just has to walk in one of the branches and follow some simple procedures. The current CD rates for the 3 to 5 month CD is 0.25 APY. The 6 to 11 month CD earns an APY of 0.40%. The 12 to 23 month CD earns an APY of 0.75%. The 24 to 29 month CD earns an APY of 0.85%.

The 30 to 35 month CD earns an APY of 0.90%. The 36 to 47 month CD earns an APY of 1.00%. The 48 to 59 month CD earns an APY of 1.25%. The best CD rates are obtained with the 60 month CDs. The 60 month CD earns an APY of 2.25%.

To earn the stated America First CD rates, the minimum deposit is $500. The terms and rates were posted on October 27, 2010 and were still current as of October 29, 2010. All rates and terms are subject to change without notice.

All of the terms and America First Federal Credit Union CD rates are available at all branch offices and can be applied for online.

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