OneWest Bank is the largest Southern California based bank and is focused on delivering personalized, relationship-based banking to its customers. The bank has 78 retail branches conveniently located throughout Southern California to serve consumers and businesses, small and large. With total assets of $27 billion, OneWest has the size and strength to offer a wide array of banking products and services and the stability to protect its depositors.
The Best One West Bank CD rates today are broken down into a tiered format with options of online, branch office or IRA. When closely looking at these CD rates, it is observed they are all the same at this time for each associated term. This makes investing your money in certificates of deposits a simpler choice since you can chose the one that fits you best without any loss of revenue that fits your personal needs.
The current bank CD rates include the 3 and 4 month CD that is earning an APY of 0.70%. The 6 month CD is earning an APY of 0.95%. The 9 month CD is earning an APY of 1.00%.
The 1 year CD is earning an APY of 1.10%. The 13 month CD is earning an APY of 1.15%. The 18 month CD is earning an APY of 1.20%.
The 2 year CD is earning an APY of 1.30%. The 3 year CD is earning an APY of 1.75%. The 4 year CD is earning an APY of 1.90%.
The best CD rates are from the 5 year CD that is earning an APY of 2.40%. Each of these CDs have a minimum deposit amount of $1,000 to open and obtain the stated APY’s.
We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.
To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com
Article Source: http://www.bestcdratestoday.com/best-one-west-bank-cd-rates-today/
Monday, July 25, 2011
Wednesday, July 20, 2011
Best CD Rates from Cathay Bank
The best Cathay Bank CD rates today are from a financial institution that was established in 1962 to serve the Chinese community in the greater LA area. They since have realized their community is more diverse that just descendents from China and have opened their doors to anyone who is in need of their services for investing and saving their money.
The certificates of deposits from Cathay Bank are offered in a tiered format with the minimum deposit levels being $2,500 and $50,000.
The current bank CD rates include the 7 to 31 day CD that is earning an APY of 0.10% and 0.15% respectively. The 32 to 89 day CD is earning an APY of 0.15% and 0.20%.
The 90 to 179 day CD is earning an APY of 0.30% and 0.40% respectively. The 180 to 364 day CD is earning an APY of 0.60% and 0.60%. The 1 year to 23 month CD is earning an APY of 0.80% and 0.80%.
The 2 year to 35 month CD is earning an APY of 1.00% and 1.00%. The best CD rates are from the 3 to 5 year CD that is earning an APY of 1.10% and 1.20%.
Cathay Bank also has jumbo rates available but a local branch office has to be contacted to obtain those CD rates. The above rates apply for the states of California, Texas and Washington. Rates in other states may vary.
These best Cathay Bank CD rates today were posted on July 19, 2011 but are subject to change at the discretion of the bank.
For additional resources about CDs on this website, please visit http://www.bestcdratestoday.com. We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.
To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com
Article Source: http://www.bestcdratestoday.com/best-cathay-bank-cd-rates-today/
Monday, July 18, 2011
Highest CD Rates from Santander Bank
Considered the Best Bank in the World, the Santander Bank CD rates are the topic for the site Highest CD Rates. This financial institution has also been named the one of the safest banks in the world by Global Finance magazine. They currently have over 80 million customers in 40 different countries that trust them with their financial matters.
In America the Santander Bank certificate of deposit rates are listed under their subsidiary named Sovereign Bank.
The current CD rates for the promotional 18 month CD is an APY of 1.15%. This offer has a minimum deposit for the CD of $500.
The current rising rate CDs with a checking account include the 1 year CD that is earning an APY of 0.55%, 0.60% and 0.65% respectively. The 2 year CD is earning an APY of 0.40%, 0.45% and 0.50%. The 3 year CD is earning an APY of 0.60%, 0.65% and 0.70%.
The current rising standard rate CDs include the 1 year CD that is earning an APY of 0.30%, 0.35% and 0.40% respectively. The 2 year CD is earning an APY of 0.15%, 0.20% and 0.25%. The 3 year CD is earning an APY of 0.35%, 0.40% and 0.45%.
The best CD rates are from the standard 5 year CD that is earning an APY of 2.15%. They are also offering a 3 year CD that is earning an APY of 1.35%. Both of these require a minimum deposit of $500.
The Santander CD rates were posted on July 2, 2011 but are subject to change without notice.
In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com
Article Source - http://www.highestcdratesinfo.com/santander-bank-cd-rates-july-2011-update/
In America the Santander Bank certificate of deposit rates are listed under their subsidiary named Sovereign Bank.
The current CD rates for the promotional 18 month CD is an APY of 1.15%. This offer has a minimum deposit for the CD of $500.
The current rising rate CDs with a checking account include the 1 year CD that is earning an APY of 0.55%, 0.60% and 0.65% respectively. The 2 year CD is earning an APY of 0.40%, 0.45% and 0.50%. The 3 year CD is earning an APY of 0.60%, 0.65% and 0.70%.
The current rising standard rate CDs include the 1 year CD that is earning an APY of 0.30%, 0.35% and 0.40% respectively. The 2 year CD is earning an APY of 0.15%, 0.20% and 0.25%. The 3 year CD is earning an APY of 0.35%, 0.40% and 0.45%.
The best CD rates are from the standard 5 year CD that is earning an APY of 2.15%. They are also offering a 3 year CD that is earning an APY of 1.35%. Both of these require a minimum deposit of $500.
The Santander CD rates were posted on July 2, 2011 but are subject to change without notice.
In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com
Article Source - http://www.highestcdratesinfo.com/santander-bank-cd-rates-july-2011-update/
Tuesday, July 12, 2011
Best CD Rates 5 Year Term Credit Unions
The best CD rates 5 year term credit unions have to offer might be at or below 3.00%, but are still worth a look for investing your money.
The best CD rates available for the month of July in 2011 from a credit union on a 5 year CD is from the Police and Fire Federal Credit Union. This CU is located in Philadelphia, Pennsylvania and is open for membership to any active or retired policeman and fireman that served this great city in America. Their 5 year CD is earning an APY of 3.00% and requires a minimum deposit of $500.
The next best certificates of deposits rates are from Melrose Credit Union located in the state of New York. They have a 5 year CD that is currently earning an APY of 2.83% with a $ 500 minimum deposit required.
General Electric Credit Union that is located in several towns in Ohio has the next best 5 year CD rate available to their members. Their current 5 year CD is earning an APY of 2.64% with a minimum deposit amount of $500. They are also offering a 5 year IRA CD that is earning an APY of 2.71% with a minimum deposit amount of $100,000.
The Pentagon Federal Credit Union is available in many different locations but usually accessed over the internet by its members. All federal employees are eligible for membership including members of the armed forces. They are currently offering a 5 year CD that is earning an APY of 2.25% with a minimum deposit amount of $1,000.
The last CU on this list is the Granite Credit Union is in the state of Utah. This was originally a teachers CU but have since expanded their membership base to include more residents in their area. They are offering a 5 year CD that is earning an APY of 2.22% with a minimum deposit amount of $1,000.
The bank CD rates find it hard to compete with the CU because they are for profit which goes to the share holders of the banks. The CU reinvest their profits in their members and the main reason the best CD rates 5 year term credit unions are higher.
To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com
Article Source: http://www.bestcdratestoday.com/best-cd-rates-today-5-year-term-for-july-2011/
Wednesday, July 6, 2011
Money wisdom from the Founders
As Independence Day was celebrated here in America, it is important to also consider financial independence. Our Founders offered insight into political independence, of course, but many of them also had some very wise things to say about money. As you consider the freedoms we enjoy over a brat or two, and set off a few patriotic fireworks, ruminate for a few minutes on what the Founders had to say about achieving financial freedom:
Benjamin Franklin: Founder of Pithy Money Sayings
Benjamin Franklin had a wealth of advice to offer on several subjects. Money was just one of them, including the famous, “A penny saved is a penny earned.” Ben Franklin actually wrote an entire book on money called Way to Wealth. Here are some of the gems from that publication:
Diligence is the mother of good luck.
Beware of little expenses; a small leak will sink a great ship.
He that goes a borrowing goes a sorrowing.
When you have bought one fine thing you must buy ten more, that your appearance maybe all of a piece.
When you run in debt; you give another power over your liberty.
Get what you can, and what you get hold.
Want of care does more damage than want of knowledge.
Be ashamed to catch yourself idle.
Early to bed, and early to rise, makes a man health, wealthy, and wise.
Drive thy business, let not that drive thee
Ben Franklin also offered a great observation on compound interest in his Advice to a Young Tradesman, Written by an Old One: “Remember that Money is of a prolific generating Nature. Money can beget Money and its Offspring can beget more, and so on.”
More Money Wisdom from Other Founders
While Ben Franklin is definitely one of our most well-known Founders and free with the advice, others have provided us with words of money wisdom:
“Learning is not attained by chance, it must be sought for with ardor and attended with diligence.” — Abigail Adams.
“I know nothing more important to inculcate into the minds of young people than the wisdom, the honor, and the blessed comfort of living within their income.” “I believe that banking institutions are more dangerous to our liberties than standing armies. Already they have raised up a
money aristocracy that has set the government at defiance.”– Thomas Jefferson
“All the perplexities, confusion and distress in America arise not from the defects of the Constitution, not from want of honor or virtue, so much as from downright ignorance of the nature of coin, credit and circulation.” — John Adams
“Few men have virtue to withstand the highest bidder.” — George Washington
“We are not weak if we make a proper use of those means which the God of Nature has placed in our power.” — Patrick Henry
Finally, I’d like to close with a quote from someone who wasn’t a founder, but still had interesting insights into human nature and money:
“It is an unfortunate human failing that a full pocketbook often groans more loudly than an empty stomach.” — Franklin D. Roosevelt
In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com
Article Source - http://www.highestcdratesinfo.com/happy-independence-day-money-wisdom-from-the-founders/
Benjamin Franklin: Founder of Pithy Money Sayings
Benjamin Franklin had a wealth of advice to offer on several subjects. Money was just one of them, including the famous, “A penny saved is a penny earned.” Ben Franklin actually wrote an entire book on money called Way to Wealth. Here are some of the gems from that publication:
Diligence is the mother of good luck.
Beware of little expenses; a small leak will sink a great ship.
He that goes a borrowing goes a sorrowing.
When you have bought one fine thing you must buy ten more, that your appearance maybe all of a piece.
When you run in debt; you give another power over your liberty.
Get what you can, and what you get hold.
Want of care does more damage than want of knowledge.
Be ashamed to catch yourself idle.
Early to bed, and early to rise, makes a man health, wealthy, and wise.
Drive thy business, let not that drive thee
Ben Franklin also offered a great observation on compound interest in his Advice to a Young Tradesman, Written by an Old One: “Remember that Money is of a prolific generating Nature. Money can beget Money and its Offspring can beget more, and so on.”
More Money Wisdom from Other Founders
While Ben Franklin is definitely one of our most well-known Founders and free with the advice, others have provided us with words of money wisdom:
“Learning is not attained by chance, it must be sought for with ardor and attended with diligence.” — Abigail Adams.
“I know nothing more important to inculcate into the minds of young people than the wisdom, the honor, and the blessed comfort of living within their income.” “I believe that banking institutions are more dangerous to our liberties than standing armies. Already they have raised up a
money aristocracy that has set the government at defiance.”– Thomas Jefferson
“All the perplexities, confusion and distress in America arise not from the defects of the Constitution, not from want of honor or virtue, so much as from downright ignorance of the nature of coin, credit and circulation.” — John Adams
“Few men have virtue to withstand the highest bidder.” — George Washington
“We are not weak if we make a proper use of those means which the God of Nature has placed in our power.” — Patrick Henry
Finally, I’d like to close with a quote from someone who wasn’t a founder, but still had interesting insights into human nature and money:
“It is an unfortunate human failing that a full pocketbook often groans more loudly than an empty stomach.” — Franklin D. Roosevelt
In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com
Article Source - http://www.highestcdratesinfo.com/happy-independence-day-money-wisdom-from-the-founders/
The Best CD Rates with a 5 year Term
Best CD rates today 5 year term for July 2011 are available to all Americans via the online banking services of the financial industry. Unfortunately the top rate last week has already been reduced by Sovereign Bank from 2.80% APY to 2.15% on a 5 year CD.
This is why investing your money is not as simple as it use to be. As long as the economy is in a state of flux, the best CD rates will continue to change constantly.
The best bank CD rates this week in July are from the Hudson City Bank out of the New York City area. They have a 5 year CD that is earning an APY of 2.50% with a minimum deposit of $500.
The second best CD rates is from Bank of Internet that has an APY of 2.49% on a 5 year term. The minimum deposit amount to acquire this CD rate is $1,000.
Falling into third is two different financial institutions. There is the First Internet Bank and Acacia Federal Bank that are both offering an APY of 2.40% for a 5 year CD. FIB requires a minimum deposit of $1,000 and AFB requires a minimum deposit of $500 to open and earn the stated APY’s.
There are three financial institutions that are offering certificates of deposits rates of a 2.35% APY. Aurora Bank is one that has a minimum deposit amount of $1,000. OneWest Bank is the second with a minimum deposit amount of $1,000 and the Discovery Bank is the last one with a minimum deposit amount of $2,500.
These are the Best CD Rates today 5 year term for July 2011 has to offer. Check back often because the CD rates are still in a state of flux.
For additional resources about CDs on this website, please view Top CD Rates Today July 2011 3 Month Term. We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.
To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com
Article Source: http://www.bestcdratestoday.com/best-cd-rates-today-5-year-term-for-july-2011/
Sunday, July 3, 2011
Highest CD Rates from PNC Bank
PNC offers a wide range of services for all its customers, from individuals and small businesses, to corporations and government entities. No matter how simple or complicated the customer’s needs, PNC make it sure to have the products, knowledge and resources necessary for financial success. They deliver a broad range of tailored investments, wealth planning, trust and estate administration and private banking services to affluent individuals and families, including the ultra-affluent. Institutional Investments serves as investment manager and trustee for companies, not-for-profit organizations and retirement plans across the country.
For the first of July we at Highest CD Rates present the PNC Bank CD rates. This Pittsburg financial institution has a customer base that covers the New England area.
PNC Bank certificate of deposit rates are in a tiered format that includes the standard CD and then the ones that have a relationship with a PNC Choice checking account and the PNC Performance Select Checking account.
The current CD rates for the promotional 9 month CD that is earning an APY of 0.40%, 0.42% and 0.45% respectively. This CD requires a minimum deposit of $1,000.
The current standard CD rates include the 1 month CD that is earning an APY of 0.10%, 0.10% and 0.10% respectively. This CD requires a minimum deposit of $5,000. The 3 month CD is earning an APY of 0.15%, 0.15% and 0.15%.
The 6 month CD is earning an APY of 0.20%, 0.20% and 0.25%. The 1 year CD is earning APY of 0.40%, 0.40% and 0.45%. The 18 month CD is earning an APY of 0.50%, 0.50% and 0.55%. The 2 year CD is earning an APY of 0.45%, 0.45% and 0.50%.
The 3 year CD is earning an APY of 0.65%, 0.65% and 0.70%. The 4 year CD is earning an APY of 1.00%, 1.00% and 1.05%. The 5 year CD is earning an APY of 1.20%, 1.20% and 1.25%.
The 7 year CD is earning an APY of 1.70%, 1.70% and 1.75%. The best CD rates are from the 10 year CD that is earning an APY of 1.95%, 1.95% and 2.00%.
All of the PNC CD rates require a minimum deposit amount of $1,000 for term of 3 months or greater. These CD rates were posted on June 30, 2011 but are subject to change without notice.
In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com
Article Source - http://www.highestcdratesinfo.com/pnc-bank-cd-rates-july-2011-update/
For the first of July we at Highest CD Rates present the PNC Bank CD rates. This Pittsburg financial institution has a customer base that covers the New England area.
PNC Bank certificate of deposit rates are in a tiered format that includes the standard CD and then the ones that have a relationship with a PNC Choice checking account and the PNC Performance Select Checking account.
The current CD rates for the promotional 9 month CD that is earning an APY of 0.40%, 0.42% and 0.45% respectively. This CD requires a minimum deposit of $1,000.
The current standard CD rates include the 1 month CD that is earning an APY of 0.10%, 0.10% and 0.10% respectively. This CD requires a minimum deposit of $5,000. The 3 month CD is earning an APY of 0.15%, 0.15% and 0.15%.
The 6 month CD is earning an APY of 0.20%, 0.20% and 0.25%. The 1 year CD is earning APY of 0.40%, 0.40% and 0.45%. The 18 month CD is earning an APY of 0.50%, 0.50% and 0.55%. The 2 year CD is earning an APY of 0.45%, 0.45% and 0.50%.
The 3 year CD is earning an APY of 0.65%, 0.65% and 0.70%. The 4 year CD is earning an APY of 1.00%, 1.00% and 1.05%. The 5 year CD is earning an APY of 1.20%, 1.20% and 1.25%.
The 7 year CD is earning an APY of 1.70%, 1.70% and 1.75%. The best CD rates are from the 10 year CD that is earning an APY of 1.95%, 1.95% and 2.00%.
All of the PNC CD rates require a minimum deposit amount of $1,000 for term of 3 months or greater. These CD rates were posted on June 30, 2011 but are subject to change without notice.
In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com
Article Source - http://www.highestcdratesinfo.com/pnc-bank-cd-rates-july-2011-update/
The Best CD Rates for the month of July 2011
Best CD rates Today July 2011 are not all from the same financial institution. Each bank has specific target audiences that are reflected in their CD rates and terms to help their customers with investing their money for the best possible return.
The best CD rates from most of the banks are on their 5 year CD. The best bank CD rates at this term is from Sovereign Bank where their 5 year CD is earning an APY of 2.80%. The minimum deposit to obtain this rate is $500.
The second best 5 year certificates of deposits rates is from Ponce De Leon Federal Bank. Their APY on their 5 year CD is 2.75%. The minimum deposit to obtain this CD rate is $1,000. Their 4 year CD is earning an APY of 2.25%. This financial institution is located in the Bronx, NY.
Both of these financial institutions are offering a 3 year CD that is earning an APY of 1.80%.
Other financial institutions in the New York area that are also offering an APY of 2.75% on a 5 year CD include the North Jersey Community Bank and Fort Lee Federal Savings Bank. Both of these financial institution require a minimum deposit amount of $500 to open and earn the stated APY’s.
These are the Best CD Rates Today July 2011 for a 5 year CD the New York area financial institutions have to offer. All rates are subject to change without notice.
For additional resources about CDs on http://www.bestcdratestoday.com, please view Best CD Rates with a 3 year term. We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.
To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com
Article Source: http://hsbccdrates.blogspot.com/2011/06/cd-rates-from-alostar-bank-of-commerce.html
The best CD rates from most of the banks are on their 5 year CD. The best bank CD rates at this term is from Sovereign Bank where their 5 year CD is earning an APY of 2.80%. The minimum deposit to obtain this rate is $500.
The second best 5 year certificates of deposits rates is from Ponce De Leon Federal Bank. Their APY on their 5 year CD is 2.75%. The minimum deposit to obtain this CD rate is $1,000. Their 4 year CD is earning an APY of 2.25%. This financial institution is located in the Bronx, NY.
Both of these financial institutions are offering a 3 year CD that is earning an APY of 1.80%.
Other financial institutions in the New York area that are also offering an APY of 2.75% on a 5 year CD include the North Jersey Community Bank and Fort Lee Federal Savings Bank. Both of these financial institution require a minimum deposit amount of $500 to open and earn the stated APY’s.
These are the Best CD Rates Today July 2011 for a 5 year CD the New York area financial institutions have to offer. All rates are subject to change without notice.
For additional resources about CDs on http://www.bestcdratestoday.com, please view Best CD Rates with a 3 year term. We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.
To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com
Article Source: http://hsbccdrates.blogspot.com/2011/06/cd-rates-from-alostar-bank-of-commerce.html
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